Patents by Inventor Stephan THOMASEE

Stephan THOMASEE has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140025571
    Abstract: A system and method for processing funds transfers that may utilize a dual-message transaction with separate authorization and settlement messages for (consumer authentication value) CAV-based transactions. Initial authorization messages may be communicated to authorize and guarantee funds to a payee for goods and/or services before they are rendered. Thereafter, the payee may initiate one or more settlement advice request messages associated with the authorization/pre-authorization, as goods and/or services are rendered without authorization of CAV.
    Type: Application
    Filed: July 23, 2012
    Publication date: January 23, 2014
    Applicant: ITS, Inc.
    Inventors: Terry DOOLEY, Manish NATHWANI, Stephan THOMASEE, Scott DOBESH