Patents by Inventor Stephanie D. Smith

Stephanie D. Smith has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Identification of anomalous transaction attributes in real-time with adaptive threshold tuning
    Patent number: 11216816
    Abstract: Identification of anomalous transaction attributes in real-time with adaptive threshold tuning is provided. A set of historical transactions conducted during a defined time period are analyzed and categorizing into defined groups. Outlier transactions are identified and removed from the set of historical transactions and a set of non-anomalous transactions are determined. When a new transaction is received, the new transaction is automatically allowed based on a determination that the subsequent transaction conforms to the set of non-anomalous transactions. Alternatively, an alert for further analysis for the new transaction is output based on a determination that the subsequent transaction does not conform to the set of non-anomalous transactions.
    Type: Grant
    Filed: November 18, 2019
    Date of Patent: January 4, 2022
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: David J. Dietrich, Christopher P. Smith, Stephanie D. Smith
  • Identification of anomalous transaction attributes in real-time with adaptive threshold tuning
    Patent number: 10482464
    Abstract: Identification of anomalous transaction attributes in real-time with adaptive threshold tuning is provided. A set of historical transactions conducted during a defined time period are analyzed and categorizing into defined groups. Outlier transactions are identified and removed from the set of historical transactions and a set of non-anomalous transactions are determined. When a new transaction is received, the new transaction is automatically allowed based on a determination that the subsequent transaction conforms to the set of non-anomalous transactions. Alternatively, an alert for further analysis for the new transaction is output based on a determination that the subsequent transaction does not conform to the set of non-anomalous transactions.
    Type: Grant
    Filed: December 30, 2015
    Date of Patent: November 19, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: David J. Dietrich, Christopher P Smith, Stephanie D. Smith