Patents by Inventor Stephanie Michelle Zangroniz Miranda

Stephanie Michelle Zangroniz Miranda has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System, Method, and Computer Program Product for Determining a Creditworthiness Score of a Merchant Based on Similar Merchants
    Publication number: 20200090266
    Abstract: Provided is a computer-implemented method for determining creditworthiness of a merchant based on one or more similar merchants. The method includes receiving merchant data associated with a first merchant, identifying one or more second merchants that are similar to the first merchant based on a threshold, generating a creditworthiness score of the one or more second merchants based on merchant creditworthiness data associated with payment transactions involving the one or more second merchants, and transmitting information associated with the creditworthiness score of the one or more second merchants to a computer device. A system and computer program product are also disclosed.
    Type: Application
    Filed: September 16, 2019
    Publication date: March 19, 2020
    Inventors: Adam Allan Stern, Cesar Alejandro Rebollar Trejo, Enrique Luis Pardo Sucre, Luis Armando Michelangeli, Stephanie Michelle Zangroniz Miranda