Patents by Inventor Stephen Capps

Stephen Capps has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10854046
    Abstract: Disclosed herein are systems and methods for facilitating cash payment for online gaming including receiving player information at a service provider system through an input element of a player input screen presented on a player system. Embodiments include presenting information regarding a point-of-service that is equipped to accept cash payments, generating a token that is optically readable for use by the point-of-service, determining if the point-of-service is located in a geographic region authorized to make payments to the game provider; and notifying the point-of-service to reject any payments from the player system if the point-of-service is not located in a geographic region authorized to make the payments from the player system to the game provider.
    Type: Grant
    Filed: December 26, 2018
    Date of Patent: December 1, 2020
    Assignee: Handle Financial, Inc.
    Inventor: Stephen Capps
  • Patent number: 10592792
    Abstract: Disclosed herein are systems and methods for converting barcodes to facilitate fast and convenient payments. In one embodiment, the systems and methods are for imaging a first barcode having a first barcode format; determining a second barcode format used at a point-of-service; converting the first barcode to a second barcode in the second format; and generating an image of the second barcode.
    Type: Grant
    Filed: June 18, 2014
    Date of Patent: March 17, 2020
    Assignee: Handle Financial, Inc.
    Inventors: Kurt Torben Thams, John Paul Minor, Stephen Capps, Daniel Jeffrey Shader, Richard Scott Perkins
  • Publication number: 20190130695
    Abstract: Disclosed herein are systems and methods for facilitating cash payment for online gaming including receiving player information at a service provider system through an input element of a player input screen presented on a player system. Embodiments include presenting information regarding a point-of-service that is equipped to accept cash payments, generating a token that is optically readable for use by the point-of-service, determining if the point-of-service is located in a geographic region authorized to make payments to the game provider; and notifying the point-of-service to reject any payments from the player system if the point-of-service is not located in a geographic region authorized to make the payments from the player system to the game provider.
    Type: Application
    Filed: December 26, 2018
    Publication date: May 2, 2019
    Applicant: Handle Financial, Inc.
    Inventor: Stephen Capps
  • Patent number: 10192407
    Abstract: Disclosed herein are systems and methods for facilitating cash payment for online gaming including systems and methods for generating a player input screen for a game provider; receiving information for a player via the player input screen; presenting one or more points-of-service to the player; generating a token that is a reference to the player information; providing the token to the player; receiving a confirmation that the player presented the token and a payment having a payment amount at one of the points-of-service; receiving a portion of the payment amount received at the point-of-service; and transmitting a portion of the payment amount received at the point-of-service and a portion of the player information to the game provider.
    Type: Grant
    Filed: January 12, 2015
    Date of Patent: January 29, 2019
    Assignee: Handle Financial, Inc.
    Inventor: Stephen Capps
  • Publication number: 20160034888
    Abstract: Disclosed herein are methods and systems for facilitating payment from a branded stored-value account. In the disclosed systems and methods, a communications interface of a service provider system receives a confirmation that a stored-value account, branded for a first merchant, contains a value. The communications interface also receives a request to enable a payment using the value from the first-merchant-branded stored-value account at a second merchant. Then the communications interface transmits a request to the first-merchant-branded stored-value account for an amount from the first-merchant-branded stored-value account and receives the requested amount from the first-merchant-branded stored-value account. The communications interface and a processor of the service provider system then place the amount in a virtual account, and the communications interface initiates a display showing the amount in the virtual account as a branded stored-value account for the second merchant.
    Type: Application
    Filed: August 1, 2014
    Publication date: February 4, 2016
    Applicant: PayNearMe, Inc.
    Inventors: Stephen Capps, Daniel J. Shader, Kurt T. Thams
  • Publication number: 20150324771
    Abstract: Disclosed herein are systems and methods to facilitate fast and safe cash payments including systems and methods for generating an optimized payment location for a customer by: storing geolocation information for a plurality of points-of-service; receiving customer information including geolocation information for the customer of the bill provider from the bill provider; determining an optimized payment location for the customer by comparing the stored point-of-service geolocation information to the customer geolocation information; generating a token that is a reference to the customer information; and transmitting with the service provider system the optimized payment location and the token to the bill provider.
    Type: Application
    Filed: May 12, 2014
    Publication date: November 12, 2015
    Applicant: PayNearMe, Inc.
    Inventor: Stephen Capps
  • Publication number: 20150199873
    Abstract: Disclosed herein are systems and methods for facilitating cash payment for online gaming including systems and methods for generating a player input screen for a game provider; receiving information for a player via the player input screen; presenting one or more points-of-service to the player; generating a token that is a reference to the player information; providing the token to the player; receiving a confirmation that the player presented the token and a payment having a payment amount at one of the points-of-service; receiving a portion of the payment amount received at the point-of-service; and transmitting a portion of the payment amount received at the point-of-service and a portion of the player information to the game provider.
    Type: Application
    Filed: January 12, 2015
    Publication date: July 16, 2015
    Applicant: PayNearMe
    Inventor: Stephen Capps
  • Publication number: 20140297441
    Abstract: Disclosed herein are systems and methods for converting barcodes to facilitate fast and convenient payments. In one embodiment, the systems and methods are for imaging a first barcode having a first barcode format; determining a second barcode format used at a point-of-service; converting the first barcode to a second barcode in the second format; and generating an image of the second barcode.
    Type: Application
    Filed: June 18, 2014
    Publication date: October 2, 2014
    Applicant: PayNearMe, Inc.
    Inventors: Kurt Torben Thams, John Paul Minor, Stephen Capps, Daniel Jeffrey Shader, Richard Scott Perkins
  • Publication number: 20140279465
    Abstract: Disclosed herein are systems and methods to facilitate bill payment with a service provider system by: storing geolocation information for a plurality of points-of-service; receiving geolocation information for a customer; determining one or more bills for the customer to pay based on the customer geolocation information; determining one or more payment locations by comparing the stored point-of-service geolocation information to the customer geolocation information, wherein the payment locations are the locations of one or more of the plurality of points-of-service stored in the service provider system; determining a subset of the payment locations at which the customer may pay the one or more bills; transmitting the subset of the payment locations to the customer; receiving a request from the customer to make a payment at one of the subset of the payment locations; and receiving a confirmation of the payment from the one of the subset of the payment locations.
    Type: Application
    Filed: March 14, 2014
    Publication date: September 18, 2014
    Applicant: PayNearMe, Inc.
    Inventor: Stephen Capps
  • Publication number: 20140279466
    Abstract: Disclosed herein are systems and methods to facilitate bill payment with a service provider system by: receiving a request from a payor to pay a bill; receiving destination information for a payee for the bill; generating a token associated with the bill and destination information; storing the token and the associated destination information; transmitting the token to the payor; receiving a confirmation that the payor presented the token with a payment at a retail location remote from the payee; generating a payment instrument for the bill based on the indication of payment; and transmitting the payment instrument to the payee at a location designated by the destination information.
    Type: Application
    Filed: March 14, 2014
    Publication date: September 18, 2014
    Applicant: PayNearMe, Inc.
    Inventor: Stephen Capps
  • Publication number: 20140278609
    Abstract: Disclosed herein are systems and methods to facilitate bill payments with a service provider system by: generating a unique token; providing the unique token to a user; receiving an indication from a retail location that the unique token was used on a first user device in conjunction with a payment associated with the unique token at a point-of-sale; marking the first user device as associated with the first unique token; providing active payment information to the first user device; receiving a request for payment information from a second user device; and providing inactive payment information to the second user device.
    Type: Application
    Filed: March 14, 2014
    Publication date: September 18, 2014
    Applicant: PayNearMe, Inc.
    Inventor: Stephen Capps
  • Publication number: 20060123563
    Abstract: An economically viable process and system for centrally processing multiple loads of laundry with minimum environmental impact. A system and method of laundering whereby successive loads of laundry may be washed while continuously providing effective soil removal comprising at least partially recycled wash water from at least one previous wash cycle. The system and the method of using the same comprises filtering wash water with at least one filter to form wash retentate and wash permeate. The use of wash permeate in successive washes provides for reuse of chemicals and water recovery. A similar arrangement may be used with regard to the rinse water. Advantageously, one embodiment of the invention provides for the use of rinse retentate as make up water in the wash loop which increases water recovery and chemical recovery. Ultimately, the invention can reduce the production of gray water and recover chemicals used in the laundering process.
    Type: Application
    Filed: November 19, 2003
    Publication date: June 15, 2006
    Inventors: Kirk Raney, Edwin Tucker, John Scamehorn, Sherril Christian, Dolores Christian, Stephen Capps
  • Publication number: 20050210412
    Abstract: A user interface for navigating among screens on a personal computer. The screens, which include layers of a shell user interface and various locations within applications, are presented as pages. In addition, commands and help information of an application are presented as a web of command pages. To this end, a unit of measure, called a “place” is defined. In general, an application is a place, and separate documents within an application may also define a place. Separate command windows and dialog boxes within an application or a document typically do not define a place. Backwards navigation takes the user to the previous place, and forward navigation (if possible) takes the user to the next place. Because the underlying data for a page may change between an initial visit to a page and navigation back to the page, data objects and page code are maintained separately, and are combined only when a request for a page is made.
    Type: Application
    Filed: May 9, 2005
    Publication date: September 22, 2005
    Applicant: Microsoft Corporation
    Inventors: Joseph Matthews, Stephen Capps, Richard Stoakley, Joseph Belfiore, Walter Smith, Bradley Schick, Samuel McKelvie, Robert Welland, John Cordell