Abstract: A method for awarding a grant to a seller to help a buyer in which the grant is from a charitable contribution made by a donor to a pool of funds of a nonprofit organization. The donor donates an amount of money which is not capped to the nonprofit organization with an intention to help the buyer to buy a house. The donor qualifies for a tax break from IRS for the money donated to the nonprofit organization. The seller of the house receives directly a gift from the nonprofit organization equal to the amount donated by the donor minus a fee retained by the nonprofit organization. The gift received by the seller from the organization is equivalent to a down payment made in behalf of the buyer. The remaining money to the full price of the house is obtained by the buyer from a lender.