Patents by Inventor Stephen Dantu

Stephen Dantu has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230418970
    Abstract: Systems and methods to mask Personally Identifiable Information (“PII”) without masking proximate context are provided. The system may create a raw data set using at least one data file including PII through an ingestion pipeline. The system may identify and categorize the type of PII to be masked and record the type of PII in a data field. The system may selectively mask the PII by analyzing at least one location to determine a context proximate to the PII and masking only the PII. The system may output a masked data set including the at least one data file with the PII selectively masked and the data field containing a record of the type of PII selectively masked.
    Type: Application
    Filed: June 24, 2022
    Publication date: December 28, 2023
    Applicant: Marsh (USA) Inc.
    Inventors: Matthew S. Dobrin, Stephen Dantu, Sarah DeSantis-Sullivan, Andy Hickman, Saurabh Jain, Laurent Thanwerdas
  • Patent number: 10346816
    Abstract: Exemplary systems and methods for aggregating consumer-specific transactions made to member merchants associated with a social venture are disclosed. One exemplary method includes distributing a merchant computing device to each of multiple member merchants associated with a social venture and capturing and storing, in memory, multiple transactions from the merchant computing devices, during a social venture period. At least two of the multiple transactions involve a consumer account. The exemplary method further includes aggregating the at least two transactions to the consumer account into a single transaction and submitting the single transaction to an acquirer to be settled.
    Type: Grant
    Filed: November 4, 2014
    Date of Patent: July 9, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Stephen Dantu, Pablo Cohan, David Laskin, Thomas Rempe, Lauren Stephens, John R. Caughey
  • Publication number: 20180165759
    Abstract: Systems and methods are provided for use in identifying card-on-file payment account transactions. An example method includes accessing, by a computing device, transaction data included in a data structure, where the transaction data includes transaction data for a transaction associated with a payment account and involving a merchant. The method also includes generating, by the computing device, a card-on-file probability score for the transaction, based on whether the transaction data includes a recurring payment indicator for the transaction, whether the transaction involves a known card-on-file application, whether the merchant is a known card-on-file merchant, whether a card verification code is included in the transaction data for the transaction, and/or whether other transactions to the payment account and involving the merchant have been made in a defined interval.
    Type: Application
    Filed: December 12, 2016
    Publication date: June 14, 2018
    Inventors: James Ernest Carrington, Stephen Dantu, Matthew Sordi, Divyam Mayawala, Harry Chen
  • Publication number: 20160247174
    Abstract: Systems and methods of providing dynamically calculated spend ranged segmentations are disclosed. Payment account transaction data is selectively chosen based upon time of payment, whether the payment account associated with a portable consumer device is activated, account type, and geographic location where each account was issued. Outputs are thereby produced demonstrating spend ranges within certain categories evidencing affluence.
    Type: Application
    Filed: February 24, 2015
    Publication date: August 25, 2016
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: James E. Carrington, Matthew Sordi, Stephen Dantu, Divyam Mayawala
  • Publication number: 20160140665
    Abstract: A method and system are provided herein of improving the integrity of location data in records resulting from ATM-based single message transactions processed over a payment network including: electronically storing records on a specialized computing device, the records resulting from ATM-based single message transactions processed over a payment network; geocoding location data in the records to generate geocoded records which are electronically stored on the specialized computing device; extracting at least two details from a first of the geocoded records; and, comparing, using a special purpose database management system, the at least two details with data structures maintained in a special purpose database of ATM-related information generated independently of the records resulting from the ATM-based single message transactions.
    Type: Application
    Filed: November 14, 2014
    Publication date: May 19, 2016
    Inventors: DIVYAM MAYAWALA, STEPHEN DANTU, ROOPA VAIDYA, MICHAEL CARDAMONE
  • Publication number: 20160140666
    Abstract: A method and a system are provided for indexing returns of goods by a payment card holder to a merchant. The method includes retrieving a first set of information including payment card transaction information of a plurality of payment card holders; retrieving a second set of information including merchant information of a plurality of merchants; creating one or more benchmarks for a rate of return of goods by a plurality of payment card holders to a plurality of merchants; identifying a second rate of return of goods by a plurality of payment card holders to a selected merchant; and generating one or more indices based on the one or more benchmarks for the rate of return of goods by the plurality of payment card holders to the plurality of merchants and the second rate of return of goods by the plurality of payment card holders to the selected merchant.
    Type: Application
    Filed: November 17, 2014
    Publication date: May 19, 2016
    Inventors: Stephen Dantu, Divyam Mayawala, How Tam
  • Publication number: 20160012398
    Abstract: Exemplary systems and methods for aggregating consumer-specific transactions made to member merchants associated with a social venture are disclosed. One exemplary method includes distributing a merchant computing device to each of multiple member merchants associated with a social venture and capturing and storing, in memory, multiple transactions from the merchant computing devices, during a social venture period. At least two of the multiple transactions involve a consumer account. The exemplary method further includes aggregating the at least two transactions to the consumer account into a single transaction and submitting the single transaction to an acquirer to be settled.
    Type: Application
    Filed: November 4, 2014
    Publication date: January 14, 2016
    Inventors: Stephen Dantu, Pablo Cohan, David Laskin, Thomas Rempe, Lauren Stephens, John R. Caughey