Patents by Inventor Stephen DINAN

Stephen DINAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for executing real-time electronic transactions using API calls
    Patent number: 12443958
    Abstract: Systems and methods of executing a real-time electronic transaction by a real-time transaction system are disclosed. One method includes receiving, by an application programing interface (API) system, an electronic transaction request from a user. The API system may transmit the electronic transaction request to a choreographer system. The choreographer system may transmit a validation API call based on the electronic transaction request to an account system. The account system may determine whether an account associated with the electronic transaction request exists in the real-time transaction system. The choreographer system may transmit an authorization API call based on the electronic transaction request to an authorization system. The choreographer system may receive an authorization response from the authorization system.
    Type: Grant
    Filed: June 13, 2023
    Date of Patent: October 14, 2025
    Assignee: Worldpay, LLC
    Inventors: William J. Wied, Aman S. Cheema, Manuela Dragan, Stephen Dinan
  • SYSTEMS AND METHODS FOR EXECUTING REAL-TIME ELECTRONIC TRANSACTIONS USING API CALLS
    Publication number: 20230342778
    Abstract: Systems and methods of executing a real-time electronic transaction by a real-time transaction system are disclosed. One method includes receiving, by an application programing interface (API) system, an electronic transaction request from a user. The API system may transmit the electronic transaction request to a choreographer system. The choreographer system may transmit a validation API call based on the electronic transaction request to an account system. The account system may determine whether an account associated with the electronic transaction request exists in the real-time transaction system. The choreographer system may transmit an authorization API call based on the electronic transaction request to an authorization system. The choreographer system may receive an authorization response from the authorization system.
    Type: Application
    Filed: June 13, 2023
    Publication date: October 26, 2023
    Inventors: William J. WIED, Aman S. CHEEMA, Manuela DRAGAN, Stephen DINAN
  • Systems and methods for executing real-time electronic transactions using API calls
    Patent number: 11715104
    Abstract: Systems and methods of executing a real-time electronic transaction by a real-time transaction system are disclosed. One method includes receiving, by an application programing interface (API) system, an electronic transaction request from a user. The API system may transmit the electronic transaction request to a choreographer system. The choreographer system may transmit a validation API call based on the electronic transaction request to an account system. The account system may determine whether an account associated with the electronic transaction request exists in the real-time transaction system. The choreographer system may transmit an authorization API call based on the electronic transaction request to an authorization system. The choreographer system may receive an authorization response from the authorization system.
    Type: Grant
    Filed: January 6, 2021
    Date of Patent: August 1, 2023
    Assignee: Worldpay, LLC
    Inventors: William J. Wied, Aman S. Cheema, Manuela Dragan, Stephen Dinan
  • SYSTEMS AND METHODS FOR EXECUTING REAL-TIME ELECTRONIC TRANSACTIONS USING API CALLS
    Publication number: 20220215392
    Abstract: Systems and methods of executing a real-time electronic transaction by a real-time transaction system are disclosed. One method includes receiving, by an application programing interface (API) system, an electronic transaction request from a user. The API system may transmit the electronic transaction request to a choreographer system. The choreographer system may transmit a validation API call based on the electronic transaction request to an account system. The account system may determine whether an account associated with the electronic transaction request exists in the real-time transaction system. The choreographer system may transmit an authorization API call based on the electronic transaction request to an authorization system. The choreographer system may receive an authorization response from the authorization system.
    Type: Application
    Filed: January 6, 2021
    Publication date: July 7, 2022
    Inventors: William J. WIED, Aman S. CHEEMA, Manuela DRAGAN, Stephen DINAN