Patents by Inventor Stephen Hughes
Stephen Hughes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10332208Abstract: A total cost of ownership (TCO) of a vehicle may be calculated based on received information identifying a vehicle, and retrieved vehicle data corresponding to the vehicle, such as vehicle insurance records, maintenance records, and vehicle operation sensor data. Additional information may be received identifying one or more entities associated with the vehicle, for example, a potential buyer and a potential seller of the vehicle Data may be retrieved corresponding to the entities associated with the vehicle, and a TCO calculation for a vehicle may be based on the vehicle data and additional information retrieved corresponding to the entities associated with the vehicle.Type: GrantFiled: August 23, 2012Date of Patent: June 25, 2019Assignee: Allstate Insurance CompanyInventors: William Loo, Stephen Hughes, James Gillespie, Jennifer A. Brandmaier, Daniel Koza
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Patent number: 10269074Abstract: Systems and methods provide for an automated system for analyzing damage to insured property. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a mobile device for analysis at the server in real time. Depending on network conditions, the mobile device may transfer images to the server in high definition or low definition. The server may send notifications to the mobile device to remind a user of the mobile device to capture and transfer images to the server. The server may analyze images to provide feedback to the insured user (e.g., insurance estimates).Type: GrantFiled: October 23, 2013Date of Patent: April 23, 2019Assignee: Allstate Insurance CompanyInventors: Jay A. Patel, Jennifer A. Brandmaier, Mark E. Faga, James Gillespie, Roger Horn, Stephen Hughes, Alinawaz Ismaili, Daniel Koza, William Loo, Francis Lowry
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Patent number: 10223750Abstract: Systems and methods may provide for generating, maintaining, and using an inventory for insurance purposes. An optimized inventory analysis server may use a demographic classification for a given user along with data related to items owned by other users to determine one or more items for recommendation to the given user. Details associated with existing insurance coverage levels may also be used to recommend new insurance products to the user. In addition, the optimized inventory analysis server may determine a depreciated value of each item within an inventory. These values may be used to assess loss and settle an insurance claim for damage to one or more of the items in the inventory. Finally, the optimized inventory analysis server may recommend incentives on products/services sold by third party entities and may further recommend incentives on insurance products for insuring items purchased by a given user.Type: GrantFiled: September 20, 2013Date of Patent: March 5, 2019Assignee: Allstate Insurance CompanyInventors: William Loo, Stephen Hughes, James Gillespie, Jennifer A. Brandmaier, Daniel Koza
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Patent number: 10121204Abstract: A communication module may receive communications from a vehicle. A collision detection module may determine that a collision has occurred at a vehicle based on one or more of the communications received from a vehicle. A participant identification module may identify one or more participants involved in the collision based on one or more communications received from the vehicle. A fault determination module may identify one of the participants as the at-fault participant based on a comparison of a fault determination ruleset to vehicle telematics data included in one or more of the communications received from the vehicle. A claims processing module may determine whether to file an insurance claim associated with one of the participants based on the estimated repair cost.Type: GrantFiled: June 24, 2014Date of Patent: November 6, 2018Assignee: Allstate Insurance CompanyInventors: Jennifer A. Brandmaier, James Gillespie, Stephen Hughes, Daniel Koza, William Loo, Francis Lowry
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Patent number: 10068296Abstract: Methods and apparatus provide for an automated system for analyzing damage to insured property. A server may receive images of a scene (e.g., a room, house, apartment, etc.) from a user at a mobile device. The server may analyze the images to create a holistic view of the scene. The server and/or mobile device may be able to generate dimensions of the scene and compare those dimensions to the dimensions of a damaged property at the scene to determine the extent of damage to the property. The server may also be able to detect gaps between images as it creates the holistic view of the scene.Type: GrantFiled: September 8, 2017Date of Patent: September 4, 2018Assignee: Allstate Insurance CompanyInventors: Jay A. Patel, Jennifer A. Brandmaier, Mark E. Faga, James Gillespie, Roger Horn, Stephen Hughes, Alinawaz Ismaili, Daniel Koza, William Loo, Francis Lowry
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Patent number: 10062120Abstract: Methods and apparatus provide for an automated system for analyzing damage to insured property. A server may receive images of a scene (e.g., a room, house, apartment, etc.) from a user at a mobile device. The server may analyze the images to create a holistic view of the scene. The server and/or mobile device may be able to generate dimensions of the scene and compare those dimensions to the dimensions of a damaged property at the scene to determine the extent of damage to the property. The server may also be able to detect gaps between images as it creates the holistic view of the scene.Type: GrantFiled: March 25, 2016Date of Patent: August 28, 2018Assignee: Allstate Insurance CompanyInventors: Jay A. Patel, Jennifer A. Brandmaier, Mark E. Faga, James Gillespie, Roger Horn, Stephen Hughes, Alinawaz Ismaili, Daniel Koza, William Loo, Francis Lowry
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Patent number: 10032226Abstract: Systems and methods for the automatic exchange of insurance information in response to a collision event are provided. A wireless communication device may collect telematics data related to operation of a vehicle. The wireless communication device may detect the occurrence of a collision event involving the vehicle based on the telematics data collected. The wireless communication device may discover another wireless communication device locating in the vicinity of the collision event that has also detected a collision event. The wireless device may initiate an exchange of insurance information with that other wireless communication device. Other types of information may be exchanged between the wireless devices as well as between an insurance system in signal communication with the wireless devices in response to a collision event.Type: GrantFiled: June 24, 2014Date of Patent: July 24, 2018Assignee: Allstate Insurance CompanyInventors: Nicholas A. Suizzo, Alinawaz Ismaili, Jennifer A. Brandmaier, James Gillespie, Stephen Hughes, Daniel Koza, William Loo, Francis Lowry
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Patent number: 9824397Abstract: Methods and apparatus provide for an automated system for analyzing damage to insured property. A server may receive images of a scene (e.g., a room, house, apartment, etc.) from a user at a mobile device. The server may analyze the images to create a holistic view of the scene. The server and/or mobile device may be able to generate dimensions of the scene and compare those dimensions to the dimensions of a damaged property at the scene to determine the extent of damage to the property. The server may also be able to detect gaps between images as it creates the holistic view of the scene.Type: GrantFiled: October 23, 2013Date of Patent: November 21, 2017Assignee: Allstate Insurance CompanyInventors: Jay A. Patel, Jennifer A. Brandmaier, Mark E. Faga, James Gillespie, Roger Horn, Stephen Hughes, Alinawaz Ismaili, Daniel Koza, William Loo, Francis Lowry
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Publication number: 20170042739Abstract: A tinnitus treatment system comprising a sound processing unit, a haptic stimulus unit and an audio delivery unit. The sound processing unit comprises a processor input for receiving an audio signal; and a digital signal processor operable to analyse said audio signal and generate a plurality of actuation signals therefrom which are representative of said audio signal. The digital signal processor is further operable to spectrally modify said audio signal in accordance with a predetermined modification profile to generate a modified audio signal. The haptic stimulus unit comprises an array of stimulators each of which can be independently actuated to apply a tactile stimulus to a subject; and a stimulus unit input for receiving the plurality of actuation signals generated by said digital signal processor and directing individual actuation signals to individual stimulators.Type: ApplicationFiled: August 28, 2014Publication date: February 16, 2017Applicant: NEUROMOD DEVICES LIMITEDInventors: Ross O'NEILL, Caroline HAMILTON, Stephen HUGHES
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Publication number: 20170022830Abstract: A turbine housing has a cavity that defines a turbine axis, and has a volute. The volute comprises a volute passage spiralling radially inwards towards the cavity, a substantially annular throat positioned around the cavity between it and the volute passage, and a tongue terminating at a distal tongue tip. In a plane containing the turbine axis and the tongue tip, the throat defines a line of minimum clearance, the volute passage and tongue tip co-operatively define a preliminary inlet area, and the tongue tip defines a tongue tip lateral centerline. The line of minimum clearance and the preliminary inlet area co-operatively define a line of passage offset, which connects the centroid of the preliminary inlet area and a point half way along the line of minimum clearance. The line of passage offset is not perpendicular to the turbine axis, and the tongue tip lateral centerline and the line of passage offset define an angle therebetween of at least 60 degrees.Type: ApplicationFiled: December 12, 2014Publication date: January 26, 2017Applicant: Cummins LtdInventor: Stephen Hughes
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Patent number: 9280252Abstract: An insurance application operating at a mobile computing device may request a set of recommended insurance tasks for a recommendation engine. The request may identify a user associated with the insurance application, and the recommendation engine may associate the user with a user group based on user profile attributes associated with the user. The recommendation engine may determine which tasks available for selection at the insurance application to include in the set of recommended insurance tasks based on selection trend data associated with the user group. The recommendation engine may provide the set of recommended insurance tasks to the insurance application, and the insurance application may configure an insurance task list that includes insurance tasks of the set of recommended insurance tasks.Type: GrantFiled: March 8, 2013Date of Patent: March 8, 2016Assignee: Allstate Insurance CompanyInventors: Jennifer A. Brandmaier, James Gillespie, Stephen Hughes, Daniel Koza, William Loo, Francis Lowry
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Patent number: 9103687Abstract: Systems and methods may provide for generating and using information about fuel options along a predetermined route. An optimized fuel location server may use information related to the fuel efficiency in a given vehicle and information related to the amount of fuel currently present in a fuel tank associated with the vehicle to determine where along the predetermined route fuel will be required. The optimized fuel location server may also determine where the vehicle should stop for fuel to navigate the route in the lowest cost way possible. The optimized fuel location server may further consider user preferences, such as preferred fuel providers, in determining which fuel option should be used. Finally, the optimized fuel location server may be configured to send notifications (e.g., real-time, etc.) to a user device when the user device is within the vicinity of one or more fuel options.Type: GrantFiled: November 21, 2012Date of Patent: August 11, 2015Assignee: Allstate Insurance CompanyInventors: William Loo, Stephen Hughes, James Gillespie, Jennifer A. Brandmaier, Daniel Koza
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Patent number: 9019092Abstract: Sensors installed at a vehicle may automatically detect that a disturbance event, such as a collision, has occurred at the vehicle. A disturbance response module installed at the vehicle may automatically determine whether the vehicle was running and whether the vehicle was moving when the disturbance event occurred. The disturbance response module may determine that the vehicle was parked in response to a determination that the vehicle was not running and not moving when the disturbance event occurred. A communication module installed at the vehicle may automatically transmit a notification message that indicates a disturbance event has occurred at the vehicle.Type: GrantFiled: March 8, 2013Date of Patent: April 28, 2015Assignee: Allstate Insurance CompanyInventors: Jennifer A. Brandmaier, James Gillespie, Stephen Hughes, Daniel Koza, William Loo, Francis Lowry
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Patent number: 8799034Abstract: A communication module may receive communications from a vehicle. A collision detection module may determine that a collision has occurred at a vehicle based on one or more of the communications received from a vehicle. A participant identification module may identify one or more participants involved in the collision based on one or more communications received from the vehicle. A fault determination module may identify one of the participants as the at-fault participant based on a comparison of a fault determination ruleset to vehicle telematics data included in one or more of the communications received from the vehicle. A claims processing module may determine whether to file an insurance claim associated with one of the participants based on the estimated repair cost.Type: GrantFiled: March 8, 2013Date of Patent: August 5, 2014Assignee: Allstate University CompanyInventors: Jennifer A. Brandmaier, James Gillespie, Stephen Hughes, Daniel Koza, William Loo, Francis Lowry
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Publication number: 20140070593Abstract: An inflatable seat system includes one or more seats having a seat base; an inner layer on the seat base; and an outer layer extending over the inner layer. At least one of the inner layer and the outer layer define a plurality of vertically layered inflatable bladders that are individually adjustably inflatable to adjust one or more of height, width, and firmness in the seat system.Type: ApplicationFiled: September 10, 2012Publication date: March 13, 2014Applicant: VECTRIX INTERNATIONAL LIMITEDInventors: Peter Stephen Hughes, Paul Anthony Gaudette
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Patent number: 7592544Abstract: A cable assembly for a lift truck includes, in one exemplary embodiment, a transportation cable loosely housed in a self-retracting hose preformed to default to a coiled shape when no pressure is applied to elongate the self-retracting hose. The self-retracting hose has a slick external surface that is selected to prevent adherence of the surface to any portion of the lift truck. The transportation cable is used for transporting a communication signal and/or a power supply voltage.Type: GrantFiled: March 7, 2006Date of Patent: September 22, 2009Assignee: EMS Technologies, Inc.Inventors: Charles Harvey Carscallen, II, James Stephen Hughes, Michael Holladay, Michael Steven Meyers
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Patent number: 7560117Abstract: The present invention relates to a highly processive reverse transcriptase having DNA polymerase activity and substantially reduced protease activity. More specifically, the invention relates to an isolated reverse transcriptase from foamy virus comprising a substantially inactivated protease. The invention also relates to vectors containing the gene and hosts transformed with the vector of the invention. Further, the invention relates to a method for producing reverse transcriptase having DNA polymerase activity and substantially reduced protease activity by expressing the reverse transcriptase genes of the present invention in a recombinant host. Methods are also provided for producing cDNA from polynucleotides using the highly processive reverse transcriptase of the invention. Kits for the preparation of cDNA from RNA comprising the highly processive reverse transcriptase of the invention are also provided.Type: GrantFiled: May 22, 2002Date of Patent: July 14, 2009Assignee: Fred Hutchinson Cancer Research CenterInventors: Stephen Hughes, Paul Boyer, Maxine Linial, Carolyn Stenbak, Patrick Clark
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Patent number: 7486420Abstract: A method of screening a continuous tone image into a halftone representation for a flexographic printing operation can compensate for characteristic printing problems in highlight areas by selectively placing non-printing dots or pixels proximate highlight dots. The non-printing dots or pixels raise the printing relief floor in the highlight areas providing additional support for marginally printable image features.Type: GrantFiled: December 15, 2006Date of Patent: February 3, 2009Assignee: Kodak Graphic Communications Canada CompanyInventors: Devon James McCrea, Stephen Hughes Miller
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Publication number: 20070175299Abstract: The process for converting a copper sulphide matte to blister copper, is achieved by adding the copper sulphide matte and flux to a suitable agitated slag phase; and injecting, from a discharge tip at the lower end of a top-submerged lance, an oxidizing gas suitable for reacting with the matte to produce blister copper which forms or adds to a continuous blister copper phase below the slag phase. The lance tip is located within the slag phase at a depth enabling the injected gas to agitate the slag phase, and to react with copper sulphide matte dispersed therein, while precluding a substantial proportion of the gas from contacting the continuous blister copper phase.Type: ApplicationFiled: April 6, 2005Publication date: August 2, 2007Applicant: AUSMELT LIMITEDInventors: Stephen Hughes, Robert Matusewicz, Ross McClelland, Antony Acquadro, BriaN Baldock
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Patent number: 7245402Abstract: A method of screening a continuous tone image into a halftone representation for a flexographic printing operation can compensate for characteristic printing problems in highlight areas by selectively placing non-printing dots or pixels proximate highlight dots. The non-printing dots or pixels raise the printing relief floor in the highlight areas providing additional support for marginally printable image features.Type: GrantFiled: September 23, 2005Date of Patent: July 17, 2007Assignee: Kodak Graphic Communications Canada CompanyInventors: Devon James McCrea, Stephen Hughes Miller