Patents by Inventor Stephen Kavanagh

Stephen Kavanagh has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Transaction processing
    Patent number: 10089618
    Abstract: A transaction processing system for the real time authorization of payment transactions. The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.
    Type: Grant
    Filed: November 14, 2013
    Date of Patent: October 2, 2018
    Assignee: ORBIS PATENTS LIMITED
    Inventors: Stephen Kavanagh, Conor Clarke, Kleron Guilfoyle, Patrick Brosnan
  • TRANSACTION PROCESSING
    Publication number: 20140201079
    Abstract: A transaction processing system for the real time authorization of payment transactions. The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.
    Type: Application
    Filed: November 14, 2013
    Publication date: July 17, 2014
    Applicant: Orbis Patents Ltd.
    Inventors: Stephen KAVANAGH, Conor CLARKE, Kleron GUILFOYLE, Patrick BROSNAN
  • Transaction processing
    Patent number: 8639623
    Abstract: A transaction processing system for the real time authorization of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.
    Type: Grant
    Filed: June 25, 2012
    Date of Patent: January 28, 2014
    Assignee: Orbis Patents Ltd.
    Inventors: Stephen Kavanagh, Conor Clarke, Kleron Guilfoyle, Patrick Brosnan
  • TRANSACTION PROCESSING
    Publication number: 20120330839
    Abstract: A transaction processing system for the real time authorization of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.
    Type: Application
    Filed: June 25, 2012
    Publication date: December 27, 2012
    Applicant: Orbiscom Limited
    Inventors: Stephen Kavanagh, Conor Clarke, Kleron Guilfoyle, Patrick Brosnan
  • Transaction processing
    Publication number: 20070198411
    Abstract: A transaction processing system for the real time authorisation of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorised. When the cardholder initiates a purchase transaction with their credit card, an authorisation request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.
    Type: Application
    Filed: December 22, 2006
    Publication date: August 23, 2007
    Inventors: Stephen Kavanagh, Conor Clarke, Kieron Guilfoyle, Patrick Brosnan
  • Transaction processing
    Publication number: 20040128243
    Abstract: A transaction processing system for the real time authorisation of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorised. When the cardholder initiates a purchase transaction with their credit card, an authorisation request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.
    Type: Application
    Filed: December 16, 2003
    Publication date: July 1, 2004
    Inventors: Stephen Kavanagh, Conor Clarke, Kieron Guilfoyle, Patrick Brosnan