Abstract: Systems, methods, and computer program products are provided for providing a third party service via a wallet client. Service provider information is received from a service provider and stored in a wallet client database. Based on the service provider information, a wallet client is authenticated with a service provider system, a communication session is established, and a servicing environment is invoked.

Abstract: Systems, methods, and computer program products are provided for providing a third party service via a wallet client. Service provider information is received from a service provider and stored in a wallet client database. Based on the service provider information, a wallet client is authenticated with a service provider system, a communication session is established, and a servicing environment is invoked.

Abstract: Providing offers to a point of sale (“POS”) terminal comprises a digital wallet of a user and a digital wallet system. A user approaching a POS terminal to conduct a transaction opens a digital wallet application on the user computing device and accesses an offer page of an offer on the digital wallet application. When the offer page is accessed, the offer parameters are loaded onto a secure element, or armed in the memory of the user computing device, and readied for communication to the POS terminal. When the user taps the user computing device to the POS terminal the offer is communicated. If the user navigates away from the offer page, the offer parameters are removed from the secure element and are no longer readied for communication.

Abstract: Systems, methods, and computer program products are provided for providing a message via a mobile wallet. A structured data object message is received from one of a plurality of service provider systems via a communication network. A payment product associated with the structured data object message is identified based on service provider data stored in a wallet database. A wallet client associated with the payment product is identified based on synchronization data stored in the wallet database. The structured data object message is transmitted to the identified wallet client, thereby causing the identified wallet client to display the notification in association with the identified payment product.

Abstract: Systems, methods, and computer program products are provided for providing a third party service via a wallet client. Service provider information is received from a service provider and stored in a wallet client database. Based on the service provider information, a wallet client is authenticated with a service provider system, a communication session is established, and a servicing environment is invoked.

Abstract: Dispensing fluids using a surface having a narrow channel connected to a recessed reservoir and separated from a recessed collection point by a dam. The surface is overlaid with a flexible lamina when pressure is applied to the lamina, the dam ruptures and fluid glows from the reservoir through the narrow channel to the dam.