Patents by Inventor Stephen M. Gryte

Stephen M. Gryte has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9378490
    Abstract: A method and system provides for scanning a check and/or cash to create an electronic image of the front and the back of the check and/or cash. The image is then processed and transmitted electronically to a central location. The image may be recreated into a paper form at the central location, resembling the original paper check or cash, including a machine-readable regeneration of the MICR code line data captured from the original instrument. Paperless processing of checks and cash is thus provided, including local voiding and storage of the check without requiring immediate pickup, while still allowing the transaction to be process.
    Type: Grant
    Filed: August 13, 2010
    Date of Patent: June 28, 2016
    Assignee: Citicorp Credit Services, Inc. (USA)
    Inventors: Alan Slater, Michael L. Sears, Phoebe Rin-Rin Hsu, Cuong D. Do, H. Patrick McSharry, Edward M. R. Dudasik, Stephen M. Gryte, Robert O. Brooks
  • Publication number: 20100306111
    Abstract: A method and system provides for scanning a check and/or cash to create an electronic image of the front and the back of the check and/or cash. The image is then processed and transmitted electronically to a central location. The image may be recreated into a paper form at the central location, resembling the original paper check or cash, including a machine-readable regeneration of the MICR code line data captured from the original instrument. Paperless processing of checks and cash is thus provided, including local voiding and storage of the check without requiring immediate pickup, while still allowing the transaction to be process.
    Type: Application
    Filed: August 13, 2010
    Publication date: December 2, 2010
    Inventors: Alan Slater, Michael L. Sears, Phoebe Rin-Rin Hsu, Cuong D. Do, H. Patrick McSharry, Edward M.R. Dudasik, Stephen M. Gryte, Robert O. Brooks
  • Patent number: 7792753
    Abstract: A method and system provides for scanning a check and/or cash to create an electronic image of the front and the back of the check and/or cash. The image is then processed and transmitted electronically to a central location. The image may be recreated into a paper form at the central location, resembling the original paper check or cash, including a machine-readable regeneration of the MICR code line data captured from the original instrument. Paperless processing of checks and cash is thus provided, including local voiding and storage of the check without requiring immediate pickup, while still allowing the transaction to be process.
    Type: Grant
    Filed: July 7, 1999
    Date of Patent: September 7, 2010
    Assignees: Citibank, N.A., Citicorp Development Center, Inc.
    Inventors: Alan Slater, Michael L. Sears, Phoebe Rin-Rin Hsu, Cuong D. Do, H. Patrick McSharry, Edward M. R. Dudasik, Stephen M. Gryte, Robert O. Brooks
  • Patent number: 7051096
    Abstract: A method and system for providing global self-service transaction terminals or automatic teller machines (ATMs) affords worldwide web content to ATM customers, centralized management for ATM operators, and supports local and remote administration for ATM field service personnel. The system includes multiple ATMs coupled over a network to a host, and the ATMs are provided with a touch screen interface and an interface for visually impaired persons. The ATMs enable both local and remote administration of ATM operations by bank personnel and an integrated network control. The ATMs are web-enabled, and ATM communications are performed over a communications network.
    Type: Grant
    Filed: September 1, 2000
    Date of Patent: May 23, 2006
    Assignee: Citicorp Development Center, Inc.
    Inventors: Theodore J. Krawiec, Stephen M. Gryte, John Frederick Riblett, Chris Shu-Wing Yu
  • Patent number: 6527171
    Abstract: The present invention pertains to a system and method for assisting a visually impaired individual in performing a financial transaction at an automated teller machine, comprising initiating a visually impaired transaction session through a preset event at the automated teller machine; wherein the automated teller machine comprises a touch screen display for displaying operation instructions to a customer and for receiving input from a customer; an output jack for providing signals which can be converted to audible sounds by means of a headset; a bill dispensing mechanism for dispensing a bank not corresponding to a specified amount; a receipt issuing unit for printing a transaction content and for issuing a receipt on which the transaction content is printed; and a controller connected to the card reader, the touch screen display, the output jack, the bill dispensing unit, and the receipt issuing unit, the controller providing signals to the output jack corresponding to information provided on the touch scre
    Type: Grant
    Filed: September 22, 2000
    Date of Patent: March 4, 2003
    Assignee: Citicorp Development Center Inc.
    Inventors: Robert Brooks, Edward M. R. Dudasik, Stephen M. Gryte, Michael L. Sears
  • Patent number: 6464135
    Abstract: The present invention pertains to a system and method for assisting a visually impaired individual in performing a financial transaction at an automated teller machine, comprising initiating a visually impaired transaction session through a preset event at the automated teller machine; wherein the automated teller machine comprises a touch screen display for displaying operation instructions to a customer and for receiving input from a customer; an output jack for providing signals which can be converted to audible sounds by means of a headset; a bill dispensing mechanism for dispensing a bank not corresponding to a specified amount; a receipt issuing unit for printing a transaction content and for issuing a receipt on which the transaction content is printed; and a controller connected to the card reader, the touch screen display, the output jack, the bill dispensing unit, and the receipt issuing unit, the controller providing signals to the output jack corresponding to information provided on the touch scre
    Type: Grant
    Filed: June 30, 2000
    Date of Patent: October 15, 2002
    Assignee: Citicorp Development Center, Inc.
    Inventors: Albert E. Cohen, Michael L. Grandcolas, Stephen M. Gryte, Teresa A. Petach, Michael L. Sears
  • Patent number: 5768386
    Abstract: An improved touch screen encryption device and method is disclosed. The user selects information from prompts displayed on a touch screen. The improved device determines the input information based upon the location of the touch. The device encrypts the information--for example, the user's personal identification number--and sends the encrypted information to a remote processor. The device and method may be used by a financial institution (such as a bank), a postal services institution or wherever sensitive information is input through a touch screen.
    Type: Grant
    Filed: May 31, 1996
    Date of Patent: June 16, 1998
    Assignee: Transaction Technology, Inc.
    Inventors: Randal H. Yokomoto, Warren Yung-Hang Tan, Yosif Smushkovich, Xuan S. Bui, Michael Merman, Inas M. Dessouky, Cuong Do, Stephen M. Gryte, Phoebe Rin-Rin Hsu, Robert R. Propp, Michael L. Sears