Abstract: A sliding patio door locking rod is designed to keep the view of the outside free of obstruction in both its vertical/inoperative position and its horizontal/operative position. Magnetic retainers hold the rod in position vertically or horizontally. A shortened version of the rod allows the door to slide open slightly to permit ventilation from outside.

Abstract: A computerized system and method are presented for exchanging information between a buyer, a seller, and a lender. The system permits sellers and lenders to input buyers that are then submitted for activation. The buyers use the system to obtain information about items, while the sellers and lenders make consistent contact with the buyer in order to work with the buyer. Information about the buyers is shared with both the sellers and the lenders. A business plan is also input into the computerized system by the financial institution employing the lender. This business plan includes goals for numbers of sellers and buyers using the system, and for loan officer candidates to be recruited. Activity on the computerized system is calculated for compliance with the business plan. Feedback is provided to management relating to whether the business plan is being met.

Abstract: The present disclosure is directed to a computerized system and method for exchanging information between a buyer, a seller and lender. The present system and method permit a seller to enroll buyers and easily focus sales efforts at buyers who might not yet be ready to purchase. The system and method seamlessly integrate lenders, permitting lenders to participate earlier in the buying process. Also, the system and method help educate and develop buyers, and provide for more personalized contacts with the lender and the seller even during the earlier stages of the buying process. In one aspect, a computerized method for exchanging information between a buyer, seller and lender is disclosed. The computerized method shares buyer-specific information between the seller and the lender. The computerized system also generates item-information for the buyer based on the buyer-specific information. The computerized system also monitors buyer activity related to the item information.