Patents by Inventor Stephen Richey

Stephen Richey has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11195176
    Abstract: Provided is a computer-implemented method, system, and computer program product for stand-in processing. The method includes receiving a transaction request message corresponding to a transaction, the transaction request message including a transaction value and an account identifier, determining whether to process the transaction request message as a stand-in transaction based at least partially on the transaction request message, in response to determining to process the transaction request message as a stand-in transaction, determining an account capacity corresponding to the account identifier, determining whether to authorize the stand-in transaction based at least partially on the transaction value and the account capacity, and in response to determining to authorize the stand-in transaction, completing the stand-in transaction. A system and computer program product are also disclosed.
    Type: Grant
    Filed: August 8, 2018
    Date of Patent: December 7, 2021
    Assignee: Visa International Service Association
    Inventors: Michele Lauren Banks Larsen, David Stephen Richey
  • Publication number: 20190066105
    Abstract: Provided is a computer-implemented method, system, and computer program product for stand-in processing. The method includes receiving a transaction request message corresponding to a transaction, the transaction request message including a transaction value and an account identifier, determining whether to process the transaction request message as a stand-in transaction based at least partially on the transaction request message, in response to determining to process the transaction request message as a stand-in transaction, determining an account capacity corresponding to the account identifier, determining whether to authorize the stand-in transaction based at least partially on the transaction value and the account capacity, and in response to determining to authorize the stand-in transaction, completing the stand-in transaction. A system and computer program product are also disclosed.
    Type: Application
    Filed: August 8, 2018
    Publication date: February 28, 2019
    Inventors: Michele Lauren Banks Larsen, David Stephen Richey
  • Publication number: 20050064087
    Abstract: A multi-piece food product (10) comprising a plurality of strands (12A-12K) that are extruded and aggregated to form an aesthetically pleasing food product is provided. A formulation used to make each of the strands (12A-12K) includes a mixture comprising at least 20% sweetener, at least 15% starchy material, and at least 1% fruit by weight based a total dry weight of the mixture to yield a starch-based confectionary food product. One process for forming the multi-piece food product (10) includes extruding a food stream from a slurry, dividing the food stream into three separate food streams (24A, 24B), injecting color, flavor, and ascorbic acid into the food streams (24A, 24B), conveying the food streams (24A, 24B) into a former (26) and extruding the strands (12A-12K) therefrom, forming the strands (12A, 12B) into an aggregate food mass (31), cooling the food mass (31), and cutting the food mass (31) into individual portions.
    Type: Application
    Filed: September 17, 2004
    Publication date: March 24, 2005
    Applicant: Kellogg Company
    Inventors: Stephen Richey, Guoshen Yang, Myung Lohman, Mary Steele, Brian Reifsteck, Pradip Roy, Sylvia Schonauer
  • Patent number: 5005410
    Abstract: A high temperature humidity determining device which measures the moisture content of gas streams with temperatures as high as, but not limited to 600.degree. F. The device uses a solid state, thin film polymer type relative humidity/temperature sensor and electronic barometer to measure the properties of the gas stream. The unit does not require laboratory quality oxygen, ice water, distilled water or any other cleaning fluids. In order to avoid damage to the sensor, a sample is cooled to below about 300.degree. F. prior to sampling. This is done by pumping the sample air through a thermostatically controlled sample conduit, and into a positively pressurized and thermostatically controlled sample chamber. A microprocessor calculates the humidity ratio and dew point of the sample or other moist air properties, and delivers data to a visual process indicator, as well as to any other desired output.
    Type: Grant
    Filed: December 20, 1989
    Date of Patent: April 9, 1991
    Assignee: Kellogg Company
    Inventors: Jeffrey Webster, Stephen Richey, Robert Tuttup