Patents by Inventor Stephen T. Dispensa

Stephen T. Dispensa has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10122715
    Abstract: In one embodiment, a network element comprises one or more processors, and a memory module communicatively coupled to the processor. The memory module comprises logic instructions which, when executed by the processor, configure the processor to receive, via a first communication channel, a primary authentication request transmitted from a user from a first device, process the primary authentication request to determine whether the user is authorized to access one or more resources, in response to a determination that the user is authorized to access one or more resources, initiate, a secondary authentication request, and transmit the secondary authentication request from the network element to the user via a second communication channel, different from the first communication channel.
    Type: Grant
    Filed: November 28, 2016
    Date of Patent: November 6, 2018
    Assignee: Microsoft Technology Licensing, LLC
    Inventor: Stephen T. Dispensa
  • Patent number: 10084705
    Abstract: The communication of a network message from a first network node in a particular location to a second network node in a manner that the second network node determines that the network message was processed the network message in the particular location. For instance, the particular location might be a geographic location or a network topographical location. The proof of location is accomplished by using a signed proof of location included by the first network node within the network message. The network message is then received by the second network entity. The second network entity then uses the signed proof of location data structure as input to a process that determines that the network message was processed at least based on the signed proof of location data structure.
    Type: Grant
    Filed: October 30, 2015
    Date of Patent: September 25, 2018
    Assignee: Microsoft Technology Licensing, LLC
    Inventors: Stephen T. Dispensa, Hervey Wilson
  • Publication number: 20170126562
    Abstract: The communication of a network message from a first network node in a particular location to a second network node in a manner that the second network node determines that the network message was processed the network message in the particular location. For instance, the particular location might be a geographic location or a network topographical location. The proof of location is accomplished by using a signed proof of location included by the first network node within the network message. The network message is then received by the second network entity. The second network entity then uses the signed proof of location data structure as input to a process that determines that the network message was processed at least based on the signed proof of location data structure.
    Type: Application
    Filed: October 30, 2015
    Publication date: May 4, 2017
    Inventors: Stephen T. Dispensa, Hervey Wilson
  • Publication number: 20130239173
    Abstract: Administering secure transactions using secondary authentication includes receiving a transaction request from a user using a first client device, determining whether the requested transaction is a type of transaction that is already approved, determining whether one or more current parameters of the transaction are within limits that are already established if the type of transaction is already approved, transmitting a secondary authentication request to the user to approve the transaction if the current parameters are outside of already established limits or if the type of transaction is not already approved, receiving a response to the secondary authentication request from the user, determining from the response whether the user approved the transaction, aborting the transaction if the user denies the transaction, and performing the transaction if the user approves the transaction or if the type of transaction is already approved and the current parameters are within already established limits.
    Type: Application
    Filed: March 12, 2012
    Publication date: September 12, 2013
    Inventor: Stephen T. Dispensa
  • Patent number: 8365258
    Abstract: In one embodiment, a network element comprises one or more processors, and a memory module communicatively coupled to the processor. The memory module comprises logic instructions which, when executed by the processor, configure the processor to receive, via a first communication channel, a primary authentication request transmitted from a user from a first device, process the primary authentication request to determine whether the user is authorized to access one or more resources, in response to a determination that the user is authorized to access one or more resources, initiate, a secondary authentication request, and transmit the secondary authentication request from the network element to the user via a second communication channel, different from the first communication channel.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: January 29, 2013
    Assignee: PhoneFactor, Inc.
    Inventor: Stephen T. Dispensa
  • Publication number: 20120253810
    Abstract: Authenticating a purported user attempting to access a secure resource includes enrolling a user's voice sample by requiring the user to orally speak preselected enrollment utterances, generating prompts and respective predetermined correct responses where each question has only one correct response, presenting a prompt to the user in real time, and analyzing the user's real time live response to determine if the live response matches the predetermined correct response and if voice characteristics of the user's live voice sample match characteristics of the enrolled voice sample.
    Type: Application
    Filed: March 29, 2012
    Publication date: October 4, 2012
    Inventors: Timothy S. Sutton, Stephen T. Dispensa