Patents by Inventor Stephen Trachtulec

Stephen Trachtulec has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and System for Monitoring Electronic Transactions
    Publication number: 20090048688
    Abstract: A method and system for monitoring electronic transactions, such as credit card transactions, to determine whether associated transaction costs, such as interchange fees, are being properly qualified. This is accomplished by monitoring for a “spike” in interchange qualifications and generating an alert when one or more spikes are detected. Spikes in interchange qualifications are defined as a variation in interchange qualifications compared with an historical level. The method and system may also monitor changes in cost or efficiency for other types of transactions in which the cost or efficiency of the transaction is based directly upon one or more variables.
    Type: Application
    Filed: September 30, 2008
    Publication date: February 19, 2009
    Inventors: Kevin Gilson, Dan Lyons, Stephen Trachtulec, Michael Hamian, Barbara Marx, Kevin McCarthy, Tom Robbins, Walt Dill, Joe Dandrilli
  • Method and System for Monitoring Electronic Transactions
    Publication number: 20090024495
    Abstract: A method and system for monitoring electronic transactions, such as credit card transactions, to determine whether associated transaction costs, such as interchange fees, are being properly qualified. This is accomplished by monitoring for a “spike” in interchange qualifications and generating an alert when one or more spikes are detected. Spikes in interchange qualifications are defined as a variation in interchange qualifications compared with an historical level. The method and system may also monitor changes in cost or efficiency for other types of transactions in which the cost or efficiency of the transaction is based directly upon one or more variables.
    Type: Application
    Filed: September 30, 2008
    Publication date: January 22, 2009
    Inventors: Kevin Gilson, Dan Lyons, Stephen Trachtulec, Michael Hamian, Barbara Marx, Kevin McCarthy, Tom Robbins, Walt Dill, Joe Dandrilli
  • Method and system for monitoring electronic transactions
    Publication number: 20040088238
    Abstract: A method and system for monitoring electronic transactions, such as credit card transactions, to determine whether associated transaction costs, such as interchange fees, are being properly qualified. This is accomplished by monitoring for a “spike” in interchange qualifications and generating an alert when one or more spikes are detected. Spikes in interchange qualifications are defined as a variation in interchange qualifications compared with an historical level. The method and system may also monitor changes in cost or efficiency for other types of transactions in which the cost or efficiency of the transaction is based directly upon one or more variables.
    Type: Application
    Filed: November 1, 2002
    Publication date: May 6, 2004
    Inventors: Kevin Gilson, Dan Lyons, Stephen Trachtulec, Michael Hamian, Barbara Marx, Kevin McCarthy, Tom Robbins, Walt Dill, Joe Dandrilli