Patents by Inventor Stephen Usher

Stephen Usher has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for estimating cash flow at risk for a non-financial institution
    Publication number: 20050177487
    Abstract: A method for estimating cash flow at risk for a non-financial entity over a particular future time period, including receiving quarterly data associated with at least two of a plurality of non-financial entities, generating a plurality of data elements, each of the plurality of data elements representing a portion of the quarterly data of an associated one of the at least two of the plurality of non-financial entities, selecting one of the at least two of the plurality of non-financial entities, and estimating the cash flow at risk for the selected one of the at least two of the plurality of non-financial entities based on at least two of the plurality of data elements.
    Type: Application
    Filed: October 26, 2001
    Publication date: August 11, 2005
    Inventors: Jeremy Stein, Daniel Lagattuta, Stephen Usher, Jeffrey Youngen
  • System and method for estimating cash flow at risk for a non-financial institution
    Publication number: 20020184141
    Abstract: A method for estimating cash flow at risk for a non-financial entity over a particular future time period, including receiving quarterly data associated with at least two of a plurality of non-financial entities, generating a plurality of data elements, each of the plurality of data elements representing a portion of the quarterly data of an associated one of the at least two of the plurality of non-financial entities, selecting one of the at least two of the plurality of non-financial entities, and estimating the cash flow at risk for the selected one of the at least two of the plurality of non-financial entities based on at least two of the plurality of data elements.
    Type: Application
    Filed: October 26, 2001
    Publication date: December 5, 2002
    Inventors: Jeremy Stein, Daniel LaGattuta, Stephen Usher, Jeff Youngen