Abstract: Running the individual illustration systems provided by the insurance companies is very complicated and time consuming. It requires an intimate knowledge of each system. This invention allows an agent to bypass all of that. The agent does not have to be an expert. The system 122 as shown in FIG. 2B is easy to use and provides information in a matter of seconds. It can take from two to ten minutes to run individual illustration systems. In this invention, it is recognized that the financial data associated with a particular plan is substantially proportional to the benefit amount. The deviation between the data produced by using the factor and the data produced by running an illustration for a particular benefit is in the worst case less that 1.5%. The ability to produce insurance reports quickly is a significant benefit to an insurance marketer. As a result, an agent with minimal computer training is easily able to produce a very complex insurance benefit plan document.