Patents by Inventor Steve Blanchet
Steve Blanchet has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20200051138Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the processor may be configured to calculate a merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.Type: ApplicationFiled: August 8, 2018Publication date: February 13, 2020Applicant: CAPITAL ONE SERVICES, LLCInventors: Timur SHERIF, Zviad AZNAURASHVILI, Hannes JOUHIKAINEN, Steve BLANCHET
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Publication number: 20200043025Abstract: Embodiments disclosed herein generally relate to a method and system of determining an overall sentiment of a facility. A computing system receives a video stream, including a plurality of frames, of one or more patrons in a facility over a first time period. The video stream includes data indicative of a sentiment of each of the one or more patrons. The computing system parses the plurality of frames to determine the sentiment of the patron based at least on audio and visual cues of the patron captured in the video stream during the first time period. The computing system aggregates one or more sentiments corresponding to the one or more patrons in a data set indicative of an overall sentiment of the facility. The computing system generates a sentiment value corresponding to the overall sentiment of the facility. The computing system outputs the overall sentiment of the facility.Type: ApplicationFiled: October 14, 2019Publication date: February 6, 2020Applicant: Capital One Services, LLCInventors: Steve Blanchet, Zviad Aznaurashvili, Hannes Jouhikainen, Timur Sherif
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Publication number: 20200043097Abstract: A server device may receive, from a first user device, a first set of information regarding a first accident involving a first vehicle, and from a second user device, a second set of information regarding a second accident involving a second vehicle. The first user device may relate to a first user associated with a first policy issued by a first policy provider. The second user device may relate to a second user associated with a second policy issued by a second policy provider. The server device may determine that the first accident corresponds to the second accident, obtain first policy data relating to the first policy, and second policy data relating to the second policy, and cause the first policy data to be provided to the second user device, and the second policy data to be provided to the first user device.Type: ApplicationFiled: August 2, 2018Publication date: February 6, 2020Inventors: Zviad AZNAURASHVILI, Hannes JOUHIKAINEN, Steve BLANCHET, Timur SHERIF
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Patent number: 10536289Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.Type: GrantFiled: February 28, 2019Date of Patent: January 14, 2020Assignee: Capital One Services, LLCInventors: Hannes Jouhikainen, Zviad Aznaurashvili, Timur Sherif, Steve Blanchet
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Publication number: 20200005364Abstract: Systems and methods are provided for providing a customized user experience. Providing a customized user experience may include receiving, from a graphical user interface displayed on a mobile device a user input indicative of a preferred level of interaction by the user, and monitoring, by a sensor, a facial expression of the user. Then, a first preference metric may be assigned to the user based on the monitored facial expression. Providing a customized user experience may further include monitoring, by a sensor, a behavior of the user, assigning a second preference metric based on the monitored behavior, and aggregating at least the user input, the first preference unit, and the second preference metric to generate a preference score of the user. The preference score may be stored in a central database, displayed on a remote device, and used to modify a customer service experience.Type: ApplicationFiled: July 11, 2018Publication date: January 2, 2020Applicant: Capital One Services, LLCInventors: Zviad AZNAURASHVILI, Timur SHERIF, Steve BLANCHET, Hannes JOUHIKAINEN
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Publication number: 20200005336Abstract: Systems and methods are provided for providing a customized user experience. Providing a customized user experience may include receiving, from a graphical user interface displayed on a mobile device a user input indicative of a preferred level of interaction by the user, and monitoring, by a sensor, a facial expression of the user. Then, a first preference metric may be assigned to the user based on the monitored facial expression. Providing a customized user experience may further include monitoring, by a sensor, a behavior of the user, assigning a second preference metric based on the monitored behavior, and aggregating at least the user input, the first preference unit, and the second preference metric to generate a preference score of the user. The preference score may be stored in a central database, displayed on a remote device, and used to modify a customer service experience.Type: ApplicationFiled: June 29, 2018Publication date: January 2, 2020Applicant: Capital One Services, LLC.Inventors: ZVIAD AZNAURASHVILI, Timur SHERIF, Steve BLANCHET, Hannes JOUHIKAINEN
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Patent number: 10498727Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device, indicating that the user has been authenticated.Type: GrantFiled: August 29, 2018Date of Patent: December 3, 2019Assignee: Capital One Services, LLCInventors: Timur Sherif, Steve Blanchet, Hannes Jouhikainen, Zviad Aznaurashvili
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Patent number: 10488940Abstract: Embodiments disclosed herein generally relate to a method and system of generating text input via facial recognition. A computing system receives a video stream of a user operating an application on a client device. The video stream includes a time series of images of the user. The computing system parses the video stream to identify one or more visual cues of the user. The computing system identifies a current page of the application. The computing system maps the identified on or more visual cues to an operation available on the current page of the application. The computing system executes the mapped operation.Type: GrantFiled: March 9, 2018Date of Patent: November 26, 2019Assignee: Capital One Services, LLCInventors: Hannes Jouhikainen, Timur Sherif, Steve Blanchet
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Patent number: 10481761Abstract: A user device may receive sensor data relating to one or more physical objects, transmit the sensor data to a server, receive a user profile relating to a user of the device, identify a user interface element corresponding to an application, modify the user interface element based on the user profile, and display the modified user interface element. A server may receive data relating to one or more physical objects, identify the one or more design patterns based on the one or more physical objects, create a user profile, update the user profile, receive application data relating to one or more applications running on a device remote from the server, identify a user interface element corresponding to the one or more applications running on the device, modify the user interface element based on the updated user profile, and transmit the modified user interface element to the device.Type: GrantFiled: April 6, 2018Date of Patent: November 19, 2019Assignee: Capital One Services, LLCInventors: Hannes Jouhikainen, Timur Sherif, Steve Blanchet, Zviad Aznaurashvili
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Auto-generated synthetic identities for simulating population dynamics to detect fraudulent activity
Patent number: 10484426Abstract: Embodiments disclosed herein generally relate to a system and method for detecting fraudulent computer activity. A computing system generates a plurality of synthetic identities. Each of the plurality of synthetic identities mimics information associated with a verified identity. The computing system receives, from a user, an input attempt. The input attempt includes a synthetic identity of the plurality of synthetic identities. The computing system compares input information in the input attempt to the plurality of synthetic identities. The computing system determines that the input information in the input attempt includes information from the plurality of synthetic identities, if it does, the computing system rejects the input attempt.Type: GrantFiled: March 11, 2019Date of Patent: November 19, 2019Assignee: Capital One Services, LLCInventors: Timur Sherif, Hannes Jouhikainen, Steve Blanchet -
Patent number: 10475055Abstract: Embodiments disclosed herein generally relate to a method and system of determining an overall sentiment of a facility. A computing system receives a video stream, including a plurality of frames, of one or more patrons in a facility over a first time period. The video stream includes data indicative of a sentiment of each of the one or more patrons. The computing system parses the plurality of frames to determine the sentiment of the patron based at least on audio and visual cues of the patron captured in the video stream during the first time period. The computing system aggregates one or more sentiments corresponding to the one or more patrons in a data set indicative of an overall sentiment of the facility. The computing system generates a sentiment value corresponding to the overall sentiment of the facility. The computing system outputs the overall sentiment of the facility.Type: GrantFiled: February 13, 2018Date of Patent: November 12, 2019Assignee: Capital One Services, LLCInventors: Steve Blanchet, Zviad Aznaurashvili, Hannes Jouhikainen, Timur Sherif
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Publication number: 20190310762Abstract: A user device may receive sensor data relating to one or more physical objects, transmit the sensor data to a server, receive a user profile relating to a user of the device, identify a user interface element corresponding to an application, modify the user interface element based on the user profile, and display the modified user interface element. A server may receive data relating to one or more physical objects, identify the one or more design patterns based on the one or more physical objects, create a user profile, update the user profile, receive application data relating to one or more applications running on a device remote from the server, identify a user interface element corresponding to the one or more applications running on the device, modify the user interface element based on the updated user profile, and transmit the modified user interface element to the device.Type: ApplicationFiled: April 6, 2018Publication date: October 10, 2019Applicant: Capital One Services, LLCInventors: Hannes Jouhikainen, Timur Sherif, Steve Blanchet, Zviad Aznaurashvili
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Auto-generated Synthetic Identities for Simulating Population Dynamics to Detect Fraudulent Activity
Publication number: 20190281086Abstract: Embodiments disclosed herein generally relate to a system and method for detecting fraudulent computer activity. A computing system generates a plurality of synthetic identities. Each of the plurality of synthetic identities mimics information associated with a verified identity. The computing system receives, from a user, an input attempt. The input attempt includes a synthetic identity of the plurality of synthetic identities. The computing system compares input information in the input attempt to the plurality of synthetic identities. The computing system determines that the input information in the input attempt includes information from the plurality of synthetic identities, if it does, the computing system rejects the input attempt.Type: ApplicationFiled: March 11, 2019Publication date: September 12, 2019Applicant: Capital One Services, LLCInventors: Timur Sherif, Hannes Jouhikainen, Steve Blanchet -
Publication number: 20190278377Abstract: Embodiments disclosed herein generally relate to a method and system of generating text input via facial recognition. A computing system receives a video stream of a user operating an application on a client device. The video stream includes a time series of images of the user. The computing system parses the video stream to identify one or more visual cues of the user. The computing system identifies a current page of the application. The computing system maps the identified on or more visual cues to an operation available on the current page of the application. The computing system executes the mapped operation.Type: ApplicationFiled: March 9, 2018Publication date: September 12, 2019Applicant: Capital One Services, LLCInventors: Hannes Jouhikainen, Timur Sherif, Steve Blanchet
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Publication number: 20190251578Abstract: Embodiments disclosed herein generally relate to a method and system of determining an overall sentiment of a facility. A computing system receives a video stream, including a plurality of frames, of one or more patrons in a facility over a first time period. The video stream includes data indicative of a sentiment of each of the one or more patrons. The computing system parses the plurality of frames to determine the sentiment of the patron based at least on audio and visual cues of the patron captured in the video stream during the first time period. The computing system aggregates one or more sentiments corresponding to the one or more patrons in a data set indicative of an overall sentiment of the facility. The computing system generates a sentiment value corresponding to the overall sentiment of the facility. The computing system outputs the overall sentiment of the facility.Type: ApplicationFiled: February 13, 2018Publication date: August 15, 2019Applicant: Capital One Services, LLCInventors: Steve Blanchet, Zviad Aznaurashvili, Hannes Jouhikainen, Timur Sherif
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Auto-generated synthetic identities for simulating population dynamics to detect fraudulent activity
Patent number: 10270808Abstract: Embodiments disclosed herein generally relate to a system and method for detecting fraudulent computer activity. A computing system generates a plurality of synthetic identities. Each of the plurality of synthetic identities mimics information associated with a verified identity. The computing system receives, from a user, an input attempt. The input attempt includes a synthetic identity of the plurality of synthetic identities. The computing system compares input information in the input attempt to the plurality of synthetic identities. The computing system determines that the input information in the input attempt includes information from the plurality of synthetic identities, if it does, the computing system rejects the input attempt.Type: GrantFiled: March 12, 2018Date of Patent: April 23, 2019Assignee: Capital One Services, LLCInventors: Timur Sherif, Hannes Jouhikainen, Steve Blanchet -
Patent number: 10263799Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.Type: GrantFiled: August 29, 2018Date of Patent: April 16, 2019Assignee: Capital One Services, LLCInventors: Hannes Jouhikainen, Zviad Aznaurashvili, Timur Sherif, Steve Blanchet