Patents by Inventor Steve D. Larkin

Steve D. Larkin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Electronic commerce credit origination method and system
    Patent number: 7099842
    Abstract: A credit origination system and method are provided. The inventive method includes the step (22) of receiving an application for credit from a customer to purchase a product. The application may include a first set of information designed to evaluate the creditworthiness of the customer. The method also includes the step (24) of processing the credit application. The processing step (24) may include substeps (26, 28, 30, 32) designed to verify and evaluate information provided by the customer and to obtain additional information from the customer. The method also includes the step (34) of communicating a second set of information to the customer. This information may include a decision on the application for credit and the terms of any credit to be extended. The method may also include the step (36) of communicating a third set of information to a dealer of the product. The third set of information may include the first and second sets of information.
    Type: Grant
    Filed: May 2, 2000
    Date of Patent: August 29, 2006
    Assignee: Ford Motor Company
    Inventors: Brian D. Nault, Allen L. Henderson, James J Crossman, Steve D. Larkin