Patents by Inventor Steve Frensch

Steve Frensch has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10778706
    Abstract: Aspects discussed herein relate to the storage of data in graph databases and detecting fraudulent behavior in the stored data. Fraud detection systems may use graph databases to store data, allowing for querying the graph database to obtain data using a variety of graph semantics such as nodes, edges, and properties. Graph databases in accordance with embodiments of the invention may include account nodes and attribute nodes, where nodes of the same type are not directly linked to each other. When a particular node is updated, an updated node may be created with a higher version number than the existing node. Each node may include an indication of the node being associated with fraudulent activity. Fraud indicators may be calculated based on the relationships between the nodes and fraud indicators for the nodes.
    Type: Grant
    Filed: January 10, 2020
    Date of Patent: September 15, 2020
    Assignee: Capital One Services, LLC
    Inventors: Jonathan Shek Wing Lee, Vidhyasagar Mahadevan Harihara, Michelle Indyarta, Tian Zou, Steve Frensch
  • Publication number: 20200057870
    Abstract: A node associated with an organization may receive a storage identifier for new credit data associated with an individual. A distributed ledger and distributed data sources may be used to share the new credit data with a network of nodes. The node may update a smart contract with the storage identifier for the new credit data. The node may receive, from a particular device associated with the organization, a request for the new credit data. The node may obtain the storage identifier for the new credit data from the smart contract. The node may obtain the new credit data by using the storage identifier to search the distributed data sources. The node may provide the new credit data to the particular device. The node may perform actions to obtain additional new credit data from the distributed data sources or provide the additional new credit data to the distributed data sources.
    Type: Application
    Filed: October 24, 2019
    Publication date: February 20, 2020
    Inventors: Jonathan LEE, Steve Frensch, Ethan Greig, Anna-Maria Nalepa, Zheng Jian
  • Patent number: 10554406
    Abstract: Systems as described herein may include authorizing the sharing of data and sharing data between a variety of systems. A request to share data may be provided to a first system. The system may create sharing session data using smart contracts executed by a distributed network system. Sharing session data may be stored using a smart contract. A second system may obtain the sharing session data and verify the sharing session based on the execution of the smart contract. On verification of the sharing session, a variety of data may be shared between the systems identified in the sharing session data. The sharing session data may be established between two systems and/or a number of systems. Smart contracts may provide a variety of functions for authorizing the sharing of data between systems. Additionally, encrypted data may be stored and/or obtained using a smart contract.
    Type: Grant
    Filed: June 4, 2019
    Date of Patent: February 4, 2020
    Assignee: Capital One Services, LLC
    Inventors: Qiaochu Tang, Steve Frensch, Taras Kuzin, John Santoro
  • Publication number: 20190370500
    Abstract: A node associated with an organization may receive a storage identifier for new credit data associated with an individual. A distributed ledger and distributed data sources may be used to share the new credit data with a network of nodes. The node may update a smart contract with the storage identifier for the new credit data. The node may receive, from a particular device associated with the organization, a request for the new credit data. The node may obtain the storage identifier for the new credit data from the smart contract. The node may obtain the new credit data by using the storage identifier to search the distributed data sources. The node may provide the new credit data to the particular device. The node may perform actions to obtain additional new credit data from the distributed data sources or provide the additional new credit data to the distributed data sources.
    Type: Application
    Filed: October 5, 2018
    Publication date: December 5, 2019
    Inventors: Jonathan Lee, Steve Frensch, Ethan Greig, Anna-Maria Nalepa, Zheng Jian
  • Patent number: 10496850
    Abstract: A node associated with an organization may receive a storage identifier for new credit data associated with an individual. A distributed ledger and distributed data sources may be used to share the new credit data with a network of nodes. The node may update a smart contract with the storage identifier for the new credit data. The node may receive, from a particular device associated with the organization, a request for the new credit data. The node may obtain the storage identifier for the new credit data from the smart contract. The node may obtain the new credit data by using the storage identifier to search the distributed data sources. The node may provide the new credit data to the particular device. The node may perform actions to obtain additional new credit data from the distributed data sources or provide the additional new credit data to the distributed data sources.
    Type: Grant
    Filed: October 5, 2018
    Date of Patent: December 3, 2019
    Assignee: Capital One Services, LLC
    Inventors: Jonathan Lee, Steve Frensch, Ethan Greig, Anna-Maria Nalepa, Zheng Jian
  • Patent number: 10474834
    Abstract: Systems as described herein may include authorizing the sharing of data and sharing data between a variety of systems. A request to share data may be provided to a first system. The system may create sharing session data on a distributed ledger accessible by a number of systems. Sharing session data may be stored using a transaction stored on a distributed ledger. A second system may obtain the sharing session account and verify the sharing session. On verification of the sharing session, a variety of data may be shared between the systems identified in the sharing session data. The sharing session data may be established between two or more systems. The distributed ledger may be maintained by the systems themselves and/or a distributed network system. In a variety of embodiments, encrypted data may be stored and/or obtained using the distributed ledger.
    Type: Grant
    Filed: June 4, 2019
    Date of Patent: November 12, 2019
    Assignee: Capital One Services, LLC
    Inventors: Steve Frensch, Qiaochu Tang, Taras Kuzin, John Santoro
  • Patent number: 10095888
    Abstract: A node associated with an organization may receive a storage identifier for new credit data associated with an individual. A distributed ledger and distributed data sources may be used to share the new credit data with a network of nodes. The node may update a smart contract with the storage identifier for the new credit data. The node may receive, from a particular device associated with the organization, a request for the new credit data. The node may obtain the storage identifier for the new credit data from the smart contract. The node may obtain the new credit data by using the storage identifier to search the distributed data sources. The node may provide the new credit data to the particular device. The node may perform actions to obtain additional new credit data from the distributed data sources or provide the additional new credit data to the distributed data sources.
    Type: Grant
    Filed: June 4, 2018
    Date of Patent: October 9, 2018
    Assignee: Capital One Services, LLC
    Inventors: Jonathan Lee, Steve Frensch, Ethan Greig, Anna-Maria Nalepa, Zheng Jian