Abstract: According to various embodiments, a system and method for implementing one or more customer reward programs are provided. The presence of a customer inside a store of a merchant is detected by a reward terminal. First reward earning information is automatically generated at the reward terminal based on at least one reward program and the customer's presence inside the store. The reward terminal may located inside the store and may be physically distinct from any point-of-sale terminal used for selling goods that are located inside the store.

Abstract: A system and method for remote data access of customer loyalty information, said data being used to locally display a loyalty offer. The method comprising the steps of: detecting the presence of a customer at a merchant's location (store or web site) via an identifier, wherein the identifier is associated with and enables the customer to accumulate merchant value from a plurality of merchants based on the customer's behavior; generating customer, reward program, and/or general information at a remote location based on the identifier; and identifying at least one relevant merchant loyalty offer based on the customer, reward program, and/or general information, wherein the at least one relevant merchant loyalty offer is consortium-based; offering the customer or a designee of the customer at the merchant's location at least one of the at least one relevant merchant loyalty offer.