Patents by Inventor Steve Markwell

Steve Markwell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Integrated electronic disbursement and cash flow management system and method
    Patent number: 12067541
    Abstract: A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer. A confirmation may be provided upon acceptance of the disbursement through the disbursement notification.
    Type: Grant
    Filed: March 22, 2019
    Date of Patent: August 20, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Stanley M. Devan, Jr., Steve Markwell, Deborah Myers
  • INTEGRATED ELECTRONIC DISBURSEMENT AND CASH FLOW MANAGEMENT SYSTEM AND METHOD
    Publication number: 20190279175
    Abstract: A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer. A confirmation may be provided upon acceptance of the disbursement through the disbursement notification.
    Type: Application
    Filed: March 22, 2019
    Publication date: September 12, 2019
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Stanley M. Devan, JR., Steve Markwell, Deborah Myers
  • Integrated electronic disbursement and cash flow management system and method
    Patent number: 10282712
    Abstract: A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer. A confirmation may be provided upon acceptance of the disbursement through the disbursement notification.
    Type: Grant
    Filed: December 16, 2013
    Date of Patent: May 7, 2019
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Stanley M. DeVan, Jr., Steve Markwell, Deborah Myers
  • Integrated Electronic Disbursement and Cash Flow Management System and Method
    Publication number: 20150088732
    Abstract: A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer.
    Type: Application
    Filed: December 16, 2013
    Publication date: March 26, 2015
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Stanley M. DeVan, JR., Steve Markwell, Deborah Myers