Abstract: The present disclosure describes systems and methods for dynamic synchronization of media streams from remote users. A latency matrix between all participants is generated and participants within acceptable synchronization windows are grouped together. Earlier media streams are buffered and started in synchronization with later streams locally at each client device. To provide an improved experience for earlier or lower-latency clients, additional media streams may be generated (e.g. synthesized, played back from recordings, or dynamically generated based on locally input media). Accordingly, each user is provided with a collaborative experience in substantial synchronization.

Abstract: The present disclosure describes systems and methods for dynamic synchronization of media streams from remote users. A latency matrix between all participants is generated and participants within acceptable synchronization windows are grouped together. Earlier media streams are buffered and started in synchronization with later streams locally at each client device. To provide an improved experience for earlier or lower-latency clients, additional media streams may be generated (e.g. synthesized, played back from recordings, or dynamically generated based on locally input media). Accordingly, each user is provided with a collaborative experience in substantial synchronization.

Abstract: A computer-based method and system to enable a benefit plan sponsor to design a plurality of benefit plans to be offered to a given participant population and for determining the cost of sponsoring the plans for the participant population by predicting utilization for each of the plans based upon historical utilization data for the population, projected plan selections based upon presumed participant objectives, and/or survey or historical data from a sample of the given population or from preexisting statistical samples exhibiting analogous demographic characteristics to the given participant population relating to expected benefit utilization and plan preference criteria.

Abstract: A computer-based method and system to enable a benefit plan sponsor to design a plurality of benefit plans to be offered to a given participant population and for determining the cost of sponsoring the plans for the participant population by predicting utilization for each of the plans based upon historical utilization data for the population, projected plan selections based upon presumed participant objectives, and/or survey or historical data from a sample of the given population or from preexisting statistical samples exhibiting analogous demographic characteristics to the given participant population relating to expected benefit utilization and plan preference criteria.

Abstract: A computer-based method and system to enable a benefit plan sponsor to design a plurality of benefit plans to be offered to a given participant population and for determining the cost of sponsoring the plans for the participant population by predicting utilization for each of the plans based upon historical utilization data for the population, projected plan selections based upon presumed participant objectives, and/or survey or historical data from a sample of the given population or from preexisting statistical samples exhibiting analogous demographic characteristics to the given participant population relating to expected benefit utilization and plan preference criteria.

Abstract: A computer-based method and system to enable a benefit plan sponsor to design a plurality of benefit plans to be offered to a given participant population and for determining the cost of sponsoring the plans for the participant population by predicting utilization for each of the plans based upon historical utilization data for the population, projected plan selections based upon presumed participant objectives, and/or survey or historical data from a sample of the given population or from preexisting statistical samples exhibiting analogous demographic characteristics to the given participant population relating to expected benefit utilization and plan preference criteria.

Abstract: A computer-based method and system to enable a benefit plan sponsor to design a plurality of benefit plans to be offered to a given participant population and for determining the cost of sponsoring the plans for the participant population by predicting utilization for each of the plans based upon historical utilization data for the population, projected plan selections based upon presumed participant objectives, and/or survey or historical data from a sample of the given population or from preexisting statistical samples exhibiting analogous demographic characteristics to the given participant population relating to expected benefit utilization and plan preference criteria.