Patents by Inventor Steve Podgorski

Steve Podgorski has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11455592
    Abstract: Systems and methods are provided for facilitating interactive delivery of a product to a recipient, through compiled delivery scenarios. One exemplary method includes soliciting a parameter (or parameters) associated with a product subject to purchase by a consumer, and transmitting an invitation to an interactive delivery of the product to a recipient. The method also includes compiling a scenario for the interactive delivery of the product based on the parameter(s) and, in response to acceptance of the invitation, transmitting the scenario to a communication device associated with the recipient. The method further includes appending a product insignia to the scenario in response to the communication device traveling to at least one intermediate location of the scenario, and transmitting a confirmation for the product when the communication device travels to a delivery location associated with the product insignia, whereby the recipient is permitted to receive the product based on the confirmation.
    Type: Grant
    Filed: June 8, 2017
    Date of Patent: September 27, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Uthra Agrawal, Shunmuga Sundaram Mohankumar, Smita Sebastian, Gautam Uppalapati, Steve Podgorski
  • Patent number: 10924477
    Abstract: A system and computer-implemented method for client identification and verification includes a memory device for storing data and a processor communicatively coupled to the memory device. The processor is programmed to receive merchant identification data corresponding to a merchant. The merchant identification data includes identification data relating to the identity of the merchant and a primary authorized user for the merchant. The processor is also programmed to generate a merchant profile from the merchant identification data for the merchant, and generate an activation code for the primary authorized user based on the merchant profile. The activation code is transmitted to the primary authorized user. The processor receives, from the primary authorized user, one or more biometrics of the authorized user, validates the biometrics of the authorized user, and upon validation of the biometrics, activates a merchant account.
    Type: Grant
    Filed: December 18, 2017
    Date of Patent: February 16, 2021
    Assignee: Mastercard International Incorporated
    Inventors: Sheila R. Panus, Steve Podgorski, Sameer Tare, Suman Rausaria, Eric R. Kitchen
  • Patent number: 10810591
    Abstract: A virtual reality headset device is disclosed. The virtual reality headset device comprises: a secure storage configured to store a tokenized account identifier for a payment card account; an interface configured to enable to virtual reality headset to couple to at least a first communication device and a second communication device; a computer processor; and a data storage device, the data storage device storing instructions operative by the processor to: generate a first transaction authorization request using the tokenized account identifier for the payment card account; send the first transaction authorization request over a communication network via the first communication device; generate a second transaction authorization request using the tokenized account identifier for the payment card account; and send the second transaction authorization request over a communication network via the second communication device.
    Type: Grant
    Filed: December 3, 2018
    Date of Patent: October 20, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Bhargav Modi, Nilambuj Singh, Bejoy Lucy Mathew, Steve Podgorski
  • Publication number: 20190228417
    Abstract: A virtual reality headset device is disclosed. The virtual reality headset device comprises: a secure storage configured to store a tokenized account identifier for a payment card account; an interface configured to enable to virtual reality headset to couple to at least a first communication device and a second communication device; a computer processor; and a data storage device, the data storage device storing instructions operative by the processor to: generate a first transaction authorization request using the tokenized account identifier for the payment card account; send the first transaction authorization request over a communication network via the first communication device; generate a second transaction authorization request using the tokenized account identifier for the payment card account; and send the second transaction authorization request over a communication network via the second communication device.
    Type: Application
    Filed: December 3, 2018
    Publication date: July 25, 2019
    Inventors: Bhargav Modi, Nilambuj Singh, Bejoy Lucy Mathew, Steve Podgorski
  • Publication number: 20190190907
    Abstract: A system and computer-implemented method for client identification and verification includes a memory device for storing data and a processor communicatively coupled to the memory device. The processor is programmed to receive merchant identification data corresponding to a merchant. The merchant identification data includes identification data relating to the identity of the merchant and a primary authorized user for the merchant. The processor is also programmed to generate a merchant profile from the merchant identification data for the merchant, and generate an activation code for the primary authorized user based on the merchant profile. The activation code is transmitted to the primary authorized user. The processor receives, from the primary authorized user, one or more biometrics of the authorized user, validates the biometrics of the authorized user, and upon validation of the biometrics, activates a merchant account.
    Type: Application
    Filed: December 18, 2017
    Publication date: June 20, 2019
    Applicant: Mastercard International Incorporated
    Inventors: Sheila R. Panus, Steve Podgorski, Sameer Tare, Suman Rausaria, Eric R. Kitchen
  • Publication number: 20180357592
    Abstract: Systems and methods are provided for facilitating interactive delivery of a product to a recipient, through compiled delivery scenarios. One exemplary method includes soliciting a parameter (or parameters) associated with a product subject to purchase by a consumer, and transmitting an invitation to an interactive delivery of the product to a recipient. The method also includes compiling a scenario for the interactive delivery of the product based on the parameter(s) and, in response to acceptance of the invitation, transmitting the scenario to a communication device associated with the recipient. The method further includes appending a product insignia to the scenario in response to the communication device traveling to at least one intermediate location of the scenario, and transmitting a confirmation for the product when the communication device travels to a delivery location associated with the product insignia, whereby the recipient is permitted to receive the product based on the confirmation.
    Type: Application
    Filed: June 8, 2017
    Publication date: December 13, 2018
    Inventors: Uthra Agrawal, Shunmuga Sundaram Mohankumar, Smita Sebastian, Gautam Uppalapati, Steve Podgorski