Patents by Inventor Steve Spring

Steve Spring has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for identifying and preventing on-line fraud
    Patent number: 10621580
    Abstract: The present invention is directed to systems and methods which identify fraudulent situations during the transaction phase. In one embodiment, such detection is accomplished by monitoring for situations either outside the range of normal for the general population or outside the range of normal for this particular user. The normal range could be rule driven and, for example, could include size of a given purchase, frequency of purchases, identity the equipment being utilized for the current transaction, etc. The rule could be relaxed or tightened, at least in part, based on the length of time that the user has been a customer and the user's past payment history. In one embodiment, device ids are used to detect fraudulent users. These device (or software) ids could, for example, be a “fingerprint” of the user's equipment, or a “cookie” previously downloaded to the user that identifies the user to the fulfillment system. In situations where fraud is detected downloading the value to the user is interrupted.
    Type: Grant
    Filed: September 24, 2009
    Date of Patent: April 14, 2020
    Assignee: Stamps.com Inc.
    Inventors: Akbar A. Thobhani, Kyle Huebner, Steve Spring
  • System and method for identifying and preventing on-line fraud
    Patent number: 9779556
    Abstract: The present invention is directed to systems and methods which identify fraudulent situations during the transaction phase. In one embodiment, such detection is accomplished by monitoring for situations either outside the range of normal for the general population or outside the range of normal for this particular user. The normal range could be rule driven and, for example, could include size of a given purchase, frequency of purchases, identity of use equipment being utilized for the current transaction, etc. The rule could be relaxed or tightened, at least in part, based on the length of time that the user has been a customer and the user's past payment history. In one embodiment, device ids are used to detect fraudulent users. These device (or software) ids could, for example, be a “fingerprint” of the user's equipment, or a “cookie” previously downloaded to the user that identifies the user to the fulfillment system. In situations where fraud is detected downloading the value to the user is interrupted.
    Type: Grant
    Filed: December 27, 2006
    Date of Patent: October 3, 2017
    Assignee: Stamps.com Inc.
    Inventors: Akbar A. Thobhani, Kyle Huebner, Steve Spring