Abstract: A method for motivating students to improve their grade point average using a network system, comprising the steps of inputting into the network system a student's current class schedule; generating wagering odds for the student to achieve first grades for current class schedule; communicating possible wagering odds between the network system and the student resulting in finalized wagering odds; accepting the finalized wagering odds; achieving, by the student, second grades for the current class schedule at the end of a current term; and if the second grades are at least equal to the first grades, rewarding the student in accordance with the accepted wagering odds.

Abstract: A composition for spinal disc repair comprising a plurality of uniformly shaped demineralized cancellous bone pieces ranging in size from about 2.0 mm to about 4.0 mm loaded into a porous mesh container with the cancellous bone pieces being treated so that they are not osteoinductive and are packed in the porous mesh container under compression forces.

Abstract: A method for motivating students to improve their grade point average using a network system, comprising the steps of inputting into the network system a student's current class schedule; generating wagering odds for the student to achieve first grades for current class schedule; communicating possible wagering odds between the network system and the student resulting in finalized wagering odds; accepting the finalized wagering odds; achieving, by the student, second grades for the current class schedule at the end of a current term; and if the second grades are at least equal to the first grades, rewarding the student in accordance with the accepted wagering odds.

Abstract: A financial instrument comprises a condition wherein a first party agrees to deliver a number of first securities to a second party at a first time. The financial instrument further comprises a condition wherein the second party agrees to deliver a first amount to the first party at the first time. The financial instrument further comprises a condition wherein the first party agrees to repurchase the first securities from the second party at a second time. The financial instrument further comprises a conversion option, and a condition wherein the first party agrees to pay an option value at the second time, wherein the option value is an in-the-money value of the conversion option.

Abstract: Sports trading cards are attractively and functionally displayed and stored in an environment or setting related to the sport in which celebrity was achieved, comprising a replica of a sports stadium having a playing field for the play of a given sport and one or more sections to decks of spectator stands surrounding the field, the replication of the stands having slanted surfaces facing a simulation of the playing field for display of cards having relationship to the given sport.

Abstract: A device and method for backlighting a liquid crystal display device using an array of light emitting diodes mounted in a cavity behind the liquid crystal display.

Abstract: A container having a number of walls of cardboard, fiberboard, plastic or other relatively stiff sheet material, joined along corner edges is made collapsible by providing one or more accordion folds transverse to the corner edges. Each accordion fold includes parallel crease lines on a common side of the walls, an intermediate crease line on an opposite side of the walls, and diagonally opposed areas of locally weakened stiffness in the wall material adjacent each intersection of the intermediate crease with the corner edges, such that portions of each accordion fold tend to overlap at the corner edges to facilitate bellowing action of the accordion fold.