Patents by Inventor Steven E. Arthur

Steven E. Arthur has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10242326
    Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices in various types of financial transactions. According to one embodiment, a method of providing a plurality of mobile commerce functions can comprise receiving a communication related to a function of a mobile wallet application of a mobile device. One or more of a plurality of acquirer systems for handling of the communication can be identified based on the function of the mobile wallet application to which the communication relates. The communication can be routed to the identified one or more acquirer systems for handling of the communication. In some cases, a reply to the communication can be received from at least one of the identified one or more acquirer systems and the reply can be sent to a recipient.
    Type: Grant
    Filed: October 11, 2013
    Date of Patent: March 26, 2019
    Assignee: First Data Corporation
    Inventors: Steven E. Arthur, Christopher L. Toomer, Sarah Owen, Theodore VanDeburg
  • Publication number: 20190087806
    Abstract: Methods, systems, and machine-readable media are disclosed for registering a mobile device for use in a mobile commerce system. According to one embodiment, a method of registering a mobile device for use in a mobile commerce system can comprise receiving at a service provider system a registration request from a user of the mobile device. A determination can be made with the service provider system whether to allow registration of the mobile device. In response to determining to allow registration of the mobile device, the registration request can be sent from the service provider system to an acquirer system.
    Type: Application
    Filed: September 19, 2018
    Publication date: March 21, 2019
    Applicant: First Data Corporation
    Inventors: Steven E. Arthur, Christopher L. Toomer, Sarah Owen, Theodore VanDeburg
  • Patent number: 10102518
    Abstract: Methods, systems, and machine-readable media are disclosed for registering a mobile device for use in a mobile commerce system. According to one embodiment, a method of registering a mobile device for use in a mobile commerce system can comprise receiving at a service provider system a registration request from a user of the mobile device. A determination can be made with the service provider system whether to allow registration of the mobile device. In response to determining to allow registration of the mobile device, the registration request can be sent from the service provider system to an acquirer system.
    Type: Grant
    Filed: July 30, 2007
    Date of Patent: October 16, 2018
    Assignee: First Data Corporation
    Inventors: Steven E. Arthur, Christopher L. Toomer, Sarah Owen, Theodore VanDeburg
  • Publication number: 20180276645
    Abstract: Methods, systems, and machine-readable media are disclosed for securely authorizing a financial transaction utilizing an electronic payment credential. According to one embodiment, a method of authorizing a financial transaction utilizing an electronic payment credential can comprise maintaining information identifying an account associated with the electronic payment credential. The information can also identify one or more electronic devices authorized to use the electronic payment credential. A request to authorize the transaction can be received. The request can include information identifying an electronic device presenting the payment credential. The transaction can be authorized based at least in part on the information identifying the account. Authorizing can comprise determining the electronic device presenting the payment credential is one of the electronic devices authorized to use the electronic payment credential.
    Type: Application
    Filed: March 19, 2018
    Publication date: September 27, 2018
    Applicant: First Data Corporation
    Inventors: Christopher L. Toomer, Steven E. Arthur
  • Publication number: 20180268392
    Abstract: Methods, systems, and machine-readable media are disclosed for providing marketing messages to a mobile device. According to one embodiment, a method of providing one or more marketing messages to a mobile device in a mobile commerce system can comprise receiving at a mobile wallet server a set of information from an acquirer system. The set of information can identify one or more marketing offers. One or more marketing messages can be generated by the mobile wallet server based on the set of information identifying the one or more marketing offers. For example, the marketing messages can comprise Short Message Service (SMS) messages, email messages, or other types of messages. Each of the one or more marketing messages can be sent from the mobile wallet server to one or more mobile devices.
    Type: Application
    Filed: March 13, 2018
    Publication date: September 20, 2018
    Applicant: First Data Corporation
    Inventors: Steven E. Arthur, Christopher L. Toomer, Sarah Owen, Theodore VanDeburg
  • Publication number: 20180260824
    Abstract: A method of providing content to users includes, at a host computer, receiving a user-initiated request for the content. The request relates to specific service discovery-enabled media and the request includes an identifier. The method also includes using the identifier to locate the content, and providing the content to the user. The method also includes receiving at the host computer one of a user-initiated request to settle a transaction using a previously-identified account, a request to credit a purchase to a previously-identified loyalty program account, and a request to purchase an item from a specific merchant. The method also includes taking an action consistent with the second-listed receiving step.
    Type: Application
    Filed: May 15, 2018
    Publication date: September 13, 2018
    Applicant: First Data Corporation
    Inventors: Christopher L. Toomer, Steven E. Arthur
  • Patent number: 9947002
    Abstract: Methods, systems, and machine-readable media are disclosed for securely authorizing a financial transaction utilizing an electronic payment credential. According to one embodiment, a method of authorizing a financial transaction utilizing an electronic payment credential can comprise maintaining information identifying an account associated with the electronic payment credential. The information can also identify one or more electronic devices authorized to use the electronic payment credential. A request to authorize the transaction can be received. The request can include information identifying an electronic device presenting the payment credential. The transaction can be authorized based at least in part on the information identifying the account. Authorizing can comprise determining the electronic device presenting the payment credential is one of the electronic devices authorized to use the electronic payment credential.
    Type: Grant
    Filed: February 15, 2008
    Date of Patent: April 17, 2018
    Assignee: First Data Corporation
    Inventors: Christopher L. Toomer, Steven E. Arthur
  • Publication number: 20180075432
    Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.
    Type: Application
    Filed: September 5, 2017
    Publication date: March 15, 2018
    Applicant: First Data Corporation
    Inventors: Douglas Byerley, John Cawthorne, Sunil Dewan, Daniel Skowronek, Steven E. Arthur, Christopher L. Toomer
  • Patent number: 9785931
    Abstract: According to one embodiment of the invention, a method of activating a plurality of disparate stored value accounts utilizes a set of multiple presentation instruments redeemable at different merchants. Each presentation instrument includes a unique presentation instrument identifier used to associate value with the presentation instrument. Also, the set includes a set identifier, which may be included on a package that secures the presentation instruments together. In one embodiment, the set identifier is received over an electronic network, a list of the presentation instruments in the set is accessed from a computer database, and each of the presentation instruments is activated.
    Type: Grant
    Filed: September 25, 2013
    Date of Patent: October 10, 2017
    Assignee: VALUELINK, LLC
    Inventors: Douglas P. Dwyre, Steven E. Arthur, Christopher L. Toomer, Kenneth Algiene
  • Publication number: 20170083880
    Abstract: An electronic social networking environment enables the transfer of stored value between users of the environment. A transfer may be in the form of a gift from one user to another. The stored value may represent actual currency or virtual currency. The stored value may be redeemed within or outside the electronic social networking environment, and may be redeemed with one or more merchants. The stored value may be redeemed for a physical item or service or for a virtual item or service.
    Type: Application
    Filed: December 2, 2016
    Publication date: March 23, 2017
    Applicant: First Data Corporation
    Inventors: Christopher L. Toomer, Steven E. Arthur, Debi Rex, Ginger Sayor
  • Patent number: 9536256
    Abstract: An electronic social networking environment enables the transfer of stored value between users of the environment. A transfer may be in the form of a gift from one user to another. The stored value may represent actual currency or virtual currency. The stored value may be redeemed within or outside the electronic social networking environment, and may be redeemed with one or more merchants. The stored value may be redeemed for a physical item or service or for a virtual item or service.
    Type: Grant
    Filed: October 8, 2007
    Date of Patent: January 3, 2017
    Assignee: First Data Corporation
    Inventors: Christopher L. Toomer, Steven E. Arthur, Debi Rex, Ginger Sayor
  • Patent number: 9152954
    Abstract: According to one embodiment of the invention, a system is provided for activating a plurality of cards. An activation indicator can be provided to an activation system to process the activation of the plurality of cards. If approved, the activation system transmits a message to the POS device indicating the activation.
    Type: Grant
    Filed: November 21, 2013
    Date of Patent: October 6, 2015
    Assignee: First Data Corporation
    Inventor: Steven E. Arthur
  • Publication number: 20140089114
    Abstract: According to one embodiment of the invention, a method of activating a plurality of disparate stored value accounts utilizes a set of multiple presentation instruments redeemable at different merchants. Each presentation instrument includes a unique presentation instrument identifier used to associate value with the presentation instrument. Also, the set includes a set identifier, which may be included on a package that secures the presentation instruments together. In one embodiment, the set identifier is received over an electronic network, a list of the presentation instruments in the set is accessed from a computer database, and each of the presentation instruments is activated.
    Type: Application
    Filed: September 25, 2013
    Publication date: March 27, 2014
    Applicant: First Data Corporation
    Inventors: Douglas P. Dwyre, Steven E. Arthur, Christopher L. Toomer, Kenneth Algiene
  • Publication number: 20140081781
    Abstract: According to one embodiment of the invention, a system is provided for activating a plurality of cards. An activation indicator can be provided to an activation system to process the activation of the plurality of cards. If approved, the activation system transmits a message to the POS device indicating the activation.
    Type: Application
    Filed: November 21, 2013
    Publication date: March 20, 2014
    Applicant: First Data Corporation
    Inventor: Steven E. Arthur
  • Patent number: 8650086
    Abstract: According to one embodiment of the invention, a system is provided for activating a plurality of cards. A first card number and a total number of cards can be provided to an activation system to process the activation of the plurality of cards.
    Type: Grant
    Filed: January 24, 2013
    Date of Patent: February 11, 2014
    Assignee: First Data Corporation
    Inventor: Steven E. Arthur
  • Publication number: 20140040052
    Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices in various types of financial transactions. According to one embodiment, a method of providing a plurality of mobile commerce functions can comprise receiving a communication related to a function of a mobile wallet application of a mobile device. One or more of a plurality of acquirer systems for handling of the communication can be identified based on the function of the mobile wallet application to which the communication relates. The communication can be routed to the identified one or more acquirer systems for handling of the communication. In some cases, a reply to the communication can be received from at least one of the identified one or more acquirer systems and the reply can be sent to a recipient.
    Type: Application
    Filed: October 11, 2013
    Publication date: February 6, 2014
    Applicant: First Data Corporation
    Inventors: Steven E. Arthur, Christopher L. Toomer, Sarah Owen, Theodore VanDeburg
  • Patent number: 8566239
    Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices in various types of financial transactions. According to one embodiment, a method of providing a plurality of mobile commerce functions can comprise receiving a communication related to a function of a mobile wallet application of a mobile device. One or more of a plurality of acquirer systems for handling of the communication can be identified based on the function of the mobile wallet application to which the communication relates. The communication can be routed to the identified one or more acquirer systems for handling of the communication. In some cases, a reply to the communication can be received from at least one of the identified one or more acquirer systems and the reply can be sent to a recipient.
    Type: Grant
    Filed: July 30, 2007
    Date of Patent: October 22, 2013
    Assignee: First Data Corporation
    Inventors: Steven E. Arthur, Christopher L. Toomer, Sarah Owen, Theodore VanDeburg
  • Patent number: 8554614
    Abstract: According to one embodiment of the invention, a method of activating a plurality of disparate stored value accounts utilizes a set of multiple presentation instruments redeemable at different merchants. Each presentation instrument includes a unique presentation instrument identifier used to associate value with the presentation instrument. Also, the set includes a set identifier, which may be included on a package that secures the presentation instruments together. In one embodiment, the set identifier is received over an electronic network, a list of the presentation instruments in the set is accessed from a computer database, and each of the presentation instruments is activated.
    Type: Grant
    Filed: August 10, 2007
    Date of Patent: October 8, 2013
    Assignee: First Data Corporation
    Inventors: Douglas P. Dwyre, Steven E. Arthur, Christopher L. Toomer, Kenneth Algiene
  • Patent number: 8494589
    Abstract: A method of receiving content associated with media includes using a mobile device to acquire an image from media. The image has corresponding content. The method also includes using the mobile device to process the image to thereby produce the content and displaying at least a portion of the content on a display of the mobile device.
    Type: Grant
    Filed: September 28, 2007
    Date of Patent: July 23, 2013
    Assignee: First Data Corporation
    Inventors: Christopher L. Toomer, Steven E. Arthur
  • Patent number: 8370205
    Abstract: According to one embodiment of the invention, a system is provided for activating a plurality of cards. A first card number and a total number of cards can be provided to an activation system to process the activation of the plurality of cards.
    Type: Grant
    Filed: October 28, 2003
    Date of Patent: February 5, 2013
    Assignee: First Data Corporation
    Inventor: Steven E. Arthur