Patents by Inventor Steven E. Puffer

Steven E. Puffer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10535047
    Abstract: Methods and systems for completing financial operations via a contactless automated teller machine are disclosed. A financial institution computing system includes a network interface circuit exchanging information over a network, a customer database retrievably storing financial information relating to a plurality of customers, and a data exchange circuit. The data exchange circuit receives a financial operation request. The financial operation request is generated by an automated teller machine in response to a payment token received from a mobile wallet circuit on a mobile device. The data exchange circuit authorizes the financial operation request based on information in the customer database.
    Type: Grant
    Filed: November 15, 2016
    Date of Patent: January 14, 2020
    Assignee: Wells Fargo Bank N.A.
    Inventors: Michael R. Thomas, Jerome Rhodes, Hemesh Yadav, Steven E. Puffer
  • Patent number: 10430874
    Abstract: Systems and methods relating to determining an address of a user by device location prior to sending a replacement card, the method being performed by a card management computing system associated with a card management entity. The method includes determining a location of a mobile device associated with a user via geolocation monitoring of the mobile device. The method further includes determining that a card associated with the user needs to be replaced. Upon determining that the card needs to be replaced, the method further includes determining an address for the user based on the geolocation monitoring. The method further includes sending instructions indicating a replacement card should be mailed to the determined address.
    Type: Grant
    Filed: December 23, 2016
    Date of Patent: October 1, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Jesse F. Lee, Ish Kumar Malhotra, Steven E. Puffer, Katherine M. Yee