Patents by Inventor Steven Fernandes

Steven Fernandes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11893099
    Abstract: A technical validation mechanism is described that includes the use of facial feature recognition and tokenization technology operating in combination with machine learning models can be used such that specific facial or auditory characteristics of how an originating script is effectuated can be used to train the machine learning models, which can then be used to validate a video or a particular dynamically generated passphrase by comparing overlapping phonemes or phoneme transitions between the originating script and the dynamically generated passphrase.
    Type: Grant
    Filed: August 29, 2022
    Date of Patent: February 6, 2024
    Assignee: ROYAL BANK OF CANADA
    Inventors: Edison U. Ortiz, Mohammad Abuzar Shaikh, Margaret Inez Salter, Sarah Rachel Waigh Yean Wilkinson, Arya Pourtabatabaie, Iustina-Miruna Vintila, Steven Fernandes, Sumit Kumar Jha
  • Publication number: 20220405381
    Abstract: A technical validation mechanism is described that includes the use of facial feature recognition and tokenization technology operating in combination with machine learning models can be used such that specific facial or auditory characteristics of how an originating script is effectuated can be used to train the machine learning models, which can then be used to validate a video or a particular dynamically generated passphrase by comparing overlapping phonemes or phoneme transitions between the originating script and the dynamically generated passphrase.
    Type: Application
    Filed: August 29, 2022
    Publication date: December 22, 2022
    Inventors: Edison U. ORTIZ, Mohammad Abuzar SHAIKH, Margaret Inez SALTER, Sarah Rachel Waigh Yean WILKINSON, Arya POURTABATABAIE, Iustina-Miruna VINTILA, Steven FERNANDES, Sumit Kumar JHA
  • Patent number: 11429712
    Abstract: Systems, devices, methods, and computer readable media are provided in various embodiments relating to generating a dynamic challenge passphrase data object. The method includes establishing, a plurality of data record clusters, representing a mutually exclusive set of structured data records of an individual, ranking the plurality of feature data fields based on a determined contribution value of each feature data field relative to the establishing of the data record cluster, and identifying, using the ranked plurality of feature data fields, a first and a second feature data field of the plurality of feature data fields. The method includes generating the dynamic challenge passphrase data object, wherein the first or the second feature data field is used to establish a statement string portion, and a remaining one of the first or the second feature data field is used to establish a question string portion and a correct response string.
    Type: Grant
    Filed: December 21, 2020
    Date of Patent: August 30, 2022
    Assignee: ROYAL BANK OF CANADA
    Inventors: Edison U. Ortiz, Mohammad Abuzar Shaikh, Margaret Inez Salter, Sarah Rachel Waigh Yean Wilkinson, Arya Pourtabatabaie, Iustina-Miruna Vintila, Steven Fernandes, Sumit Kumar Jha
  • Publication number: 20210173916
    Abstract: Systems, devices, methods, and computer readable media are provided in various embodiments relating to generating a dynamic challenge passphrase data object. The method includes establishing, a plurality of data record clusters, representing a mutually exclusive set of structured data records of an individual, ranking the plurality of feature data fields based on a determined contribution value of each feature data field relative to the establishing of the data record cluster, and identifying, using the ranked plurality of feature data fields, a first and a second feature data field of the plurality of feature data fields. The method includes generating the dynamic challenge passphrase data object, wherein the first or the second feature data field is used to establish a statement string portion, and a remaining one of the first or the second feature data field is used to establish a question string portion and a correct response string.
    Type: Application
    Filed: December 21, 2020
    Publication date: June 10, 2021
    Inventors: Edison U. ORTIZ, Mohammad Abuzar SHAIKH, Margaret Inez SALTER, Sarah Rachel Waigh Yean WILKINSON, Arya POURTABATABAIE, Iustina-Miruna VINTILA, Steven FERNANDES, Sumit Kumar JHA
  • Patent number: 9665910
    Abstract: The present invention relates generally to systems and methods for monitoring driving behavior and providing feedback to the driver. The systems evaluate driving behavior and relay feedback to the driver in a fashion that is customized to take into account individual characteristics and demographic characteristics of the driver.
    Type: Grant
    Filed: February 11, 2009
    Date of Patent: May 30, 2017
    Assignee: Hartford Fire Insurance Company
    Inventors: Scott Chalfant, Steven Fernandes, John J. Anthony
  • Publication number: 20090210257
    Abstract: The present invention relates generally to systems and methods for monitoring driving behavior and providing feedback to the driver. The systems evaluate driving behavior and relay feedback to the driver in a fashion that is customized to take into account individual characteristics and demographic characteristics of the driver.
    Type: Application
    Filed: February 11, 2009
    Publication date: August 20, 2009
    Applicant: Hartford Fire Insurance Company
    Inventors: Scott Chalfant, Steven Fernandes, John J. Anthony