Abstract: Systems and methods for determining whether a voice biometrics credential provides a reliable mechanism for authenticating a user are provided. The method includes receiving at least one set of voice data from the user; determining, based on the received at least one set of voice data, a value of at least one parameter that corresponds to a user-specific voice biometrics credential; obtaining at least one user-specific item of information; accessing at least one business rule that relates to the user; and determining, based on the at least one set of voice data, the at least one user-specific item of information, and the at least one business rule, whether the user-specific voice biometrics credential is usable for authenticating the user.

Abstract: Systems and methods for determining whether a voice biometrics credential provides a reliable mechanism for authenticating a user are provided. The method includes receiving at least one set of voice data from the user; determining, based on the received at least one set of voice data, a value of at least one parameter that corresponds to a user-specific voice biometrics credential; obtaining at least one user-specific item of information; accessing at least one business rule that relates to the user; and determining, based on the at least one set of voice data, the at least one user-specific item of information, and the at least one business rule, whether the user-specific voice biometrics credential is usable for authenticating the user.

Abstract: A pick-handle is attached to the to the “rear” edge of a conventional pick via a metal shaft. The handle portion is made to be comfortably grasped in the palm of the player's hand while the pick is held in the normal manner between the thumb and forefinger. Stringed instrument playing technique is enhanced by improved control over the pick and increased volume capability due to the increased mass effectively transmitted to the pick from the hand, wrist and arm of the player. Additionally, the invention reduces the strain on the thumb and forefinger by allowing the other fingers to supplement the grip, and also reduces the risk of the pick slipping out of playing position or totally escaping from the thumb/finger grasp. Attachment of the pick to the shaft may be implemented by a spring clip that allows easy removal of the pick and replacement by practically any commonly available pick of the player's choice.

Abstract: A dispenser comprising, a container having a chamber for retaining a flowable material, and a nozzle defining an outlet orifice. The dispenser has a device for pumping the material through the orifice. The dispenser has a cap having an outwardly directed tab having an opening to receive a toothbrush. The dispenser has a spool rotatably received in a hollow lower base of the container, and an elongated strand of floss wound upon the spool and extending through an opening in the base.