Patents by Inventor Steven J. Keiser

Steven J. Keiser has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems, methods, and devices for selling transaction instruments
    Patent number: 7918392
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: October 25, 2010
    Date of Patent: April 5, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
  • SYSTEMS, METHODS, AND DEVICES FOR SELLING TRANSACTION INSTRUMENTS
    Publication number: 20110040684
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Application
    Filed: October 25, 2010
    Publication date: February 17, 2011
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
  • Systems, methods and devices for selling transaction instruments
    Patent number: 7841519
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: September 23, 2009
    Date of Patent: November 30, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randall G. Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
  • SYSTEMS, METHODS AND DEVICES FOR SELLING TRANSACTION INSTRUMENTS
    Publication number: 20100017329
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Application
    Filed: September 23, 2009
    Publication date: January 21, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser, Rachel Riley Heitz
  • Systems, methods and devices for selling transaction instruments
    Patent number: 7624921
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: August 24, 2007
    Date of Patent: December 1, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
  • Systems, methods and devices for selling transaction instruments
    Patent number: 7611051
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: August 24, 2007
    Date of Patent: November 3, 2009
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
  • systems, methods and devices for selling transaction instruments
    Patent number: 7458509
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: August 24, 2007
    Date of Patent: December 2, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
  • Systems, methods and devices for selling transaction instruments
    Patent number: 7455222
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: August 24, 2007
    Date of Patent: November 25, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
  • Systems, methods and devices for selling transaction instruments
    Patent number: 7344067
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: November 6, 2006
    Date of Patent: March 18, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Feldman, Rachel Riley Heitz, John Steven Imada, Paula S Martinez, Sven Miller, Clyde Page, Steven J Keiser
  • Systems, methods, and devices for selling transaction instruments
    Patent number: 7243839
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: January 14, 2005
    Date of Patent: July 17, 2007
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randall G. Beck, Gennye Feldman, Jon Steven Imada, Paula S. Martinez, Sven Miller, Clyde Page, Steven J. Keiser
  • Systems, methods and devices for selling transaction instruments
    Patent number: RE45409
    Abstract: The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
    Type: Grant
    Filed: November 30, 2011
    Date of Patent: March 10, 2015
    Assignee: Sharecomm Limited Liability Company
    Inventors: Randall G. Beck, Gennye Feldman Krasner, Jon Steven Imada, Paula S. Simper, Sven Miller, Clyde Page, Steven J. Keiser