Patents by Inventor Steven J. Schmidt

Steven J. Schmidt has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250053958
    Abstract: A found card notification system receives an interchange electronic advice message from a point-of-sale (POS) terminal associated with a merchant. The interchange electronic advice message includes an indicator of a misplaced transaction card, a primary account number (PAN) of the misplaced transaction card, and a merchant identifier that identifies the merchant. The system extracts the PAN from the interchange electronic advice message and identifies an issuer of the misplaced transaction card from the extracted PAN. The found card notification system transmits the interchange electronic advice message to the issuer of the misplaced transaction card in response to identifying the issuer of the misplaced transaction card.
    Type: Application
    Filed: August 7, 2023
    Publication date: February 13, 2025
    Applicant: Mastercard International Incorporated
    Inventors: Joseph J. Rieker, Steven J. Schmidt
  • Patent number: 10846686
    Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.
    Type: Grant
    Filed: May 17, 2018
    Date of Patent: November 24, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Edward Kenneth McCandless, Frederick Joseph Zarf, IV, Steven J. Schmidt
  • Publication number: 20200042981
    Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.
    Type: Application
    Filed: May 17, 2018
    Publication date: February 6, 2020
    Inventors: Edward Kenneth McCandless, Frederick Joseph Zarf, IV, Steven J. Schmidt
  • Publication number: 20180268400
    Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.
    Type: Application
    Filed: May 17, 2018
    Publication date: September 20, 2018
    Inventors: Edward Kenneth McCandless, Frederick Joseph Zarf, IV, Steven J. Schmidt
  • Patent number: 9984368
    Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.
    Type: Grant
    Filed: July 6, 2015
    Date of Patent: May 29, 2018
    Assignee: MasterCard International Incorporated
    Inventors: Edward Kenneth McCandless, Frederick Joseph Zarf, IV, Steven J. Schmidt
  • Publication number: 20170011389
    Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.
    Type: Application
    Filed: July 6, 2015
    Publication date: January 12, 2017
    Inventors: Edward Kenneth McCandless, Frederick Joseph Zarf, IV, Steven J. Schmidt
  • Patent number: 7645416
    Abstract: A thermoforming methodology for laminated thermoplastic sheets which preserves the class “A” finish and high gloss thereof. In a thermoforming process including heating followed by vacuum and opposing air pressure application, and then followed by application of chilled compressed air, control of spherulite formation using any of: addition of a nucleating agent to the paint film, using the chilled compressed air at a temperature of substantially about 32° F., heating to no more than about 311° F., selecting a paint film having a high melting point temperature, and selecting a paint film that is non-crystalline.
    Type: Grant
    Filed: August 22, 2006
    Date of Patent: January 12, 2010
    Assignee: GM Global Technology Operations, Inc.
    Inventors: Charles K. Buehler, Charles C. Mentzer, Michael P. Balogh, Catherine A. Ostrander, Steven J. Schmidt
  • Patent number: 7390454
    Abstract: A thermoforming methodology for laminated thermoplastic sheets which preserves the class “A” finish and high gloss thereof. A thermoformer has a vacuum box component which includes a mold, and a pressure box component which is selectively sealable in relation to the vacuum box component. A heated laminated thermoplastic sheet is placed in the thermoformer, the class “A” side thereof facing away from the mold, and the thermoformer sealed. Vacuum is applied to the vacuum box component and simultaneously air pressure is applied to the pressure box component, including application of chilled compressed air, resulting in forming of the sheet on the mold and controlled cooling of the sheet which preserves its class “A” finish and high gloss.
    Type: Grant
    Filed: August 19, 2004
    Date of Patent: June 24, 2008
    Assignee: General Motors Corporation
    Inventors: Catherine A. Ostrander, Steven J. Schmidt, Charles Calvin Mentzer, Jr., Michael A. Szymberski, Charles K. Buehler
  • Patent number: 7249804
    Abstract: A wheel-balancing weight mounts to a wheel with a flange. The weight has a weighted body and a clip securely attached thereto. The clip has a gripping section and the body has a gripping portion generally opposite the gripping section of the clip. The gripping section of the clip and the gripping portion of the body in combination define a compartment therebetween, where the compartment receives the flange therein when the weight is mounted thereto such that the gripping section of the clip and the gripping portion of the body are on opposite sides of the flange and grip the flange therebetween.
    Type: Grant
    Filed: September 19, 2003
    Date of Patent: July 31, 2007
    Assignee: Perfect Equipment Inc.
    Inventors: Chris C Zank, Phillip W. Snyder, Steven J. Schmidt, Shelah D. Phillips, Michael P. Astorino
  • Patent number: 5377075
    Abstract: Apparatus for modifying an existing fluorescent light fixture having a base, the apparatus including a panel for attaching to the base. The panel was opposed electrical sockets for receiving terminal pins of a fluorescent tube. An opening is provided in the panel sized to receive an electronic ballast. Over the opening and attached to the panel is a cradle for support the ballast. The panel, with the cradle and ballast, is attachable to a base of an original fluorescent light fixture.
    Type: Grant
    Filed: May 4, 1994
    Date of Patent: December 27, 1994
    Assignee: ML Systems
    Inventors: John Schmid, Steven J. Schmidt