Patents by Inventor Steven J. Schroeder
Steven J. Schroeder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12289519Abstract: A package in which an onboard computing system and a plurality of sensor devices are embedded. The package includes a plurality of cameras that are positioned against sidewalls of the package in order to capture image data of the external environment. When the computing system determines the package has arrived at a predesignated set of coordinates corresponding to a target property for which an appraisal is to be performed, the cameras are activated and begin collecting image data. The image data is transmitted to a remote server which will store the image data for review by insurance personnel.Type: GrantFiled: March 30, 2023Date of Patent: April 29, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Donnette L. Moncrief Brown, Manfred Amann, Timothy Frank Davison, Snehal Desai, Nicole Ferretti, Rachel Michelle Ballew, Chung Shing Sheldon Lee, Martin Lopez, Kelsey Anne O'Brien, Melissa Jane Porter, Sayeef Rahim, Eric David Schroeder, Steven J. Schroeder, Joseph Michael Vesco
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Patent number: 12118563Abstract: Techniques are described for a distributed ledger based interchange system for transferring value between entities. A decentralized and distributed ledger system, such as a blockchain network, may include treasury accounts each associated with an institution that participates in the system. A particular transaction may be submitted for approval based on the votes of the peers in the distributed ledger based interchange system. If at least a threshold number of votes indicate approval, the transaction is approved. A signal may be sent to the institutional systems indicating that accounts of the sending and receiving entities may respectively be debited and credited the value of the transaction. Settlement may occur between the treasury accounts of the sending and receiving institutions on the distributed ledger system, and settlement may be performed in real time with respect to the transaction.Type: GrantFiled: September 26, 2022Date of Patent: October 15, 2024Assignee: United Services Automobile Association (USAA)Inventors: Hudson R. Jameson, Steven J. Schroeder, Gunjan Vijayvergia, Cory Matheson
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Patent number: 11741458Abstract: Implementations of the present disclosure include determining that a private transaction is to be recorded in a distributed ledger system (DLS) based on a consensus protocol executed by a set of entities participating in the DLS, the private transaction including a transaction between a subset of entities of the set of entities, providing a set of noisy transactions based on a transaction model, and transmitting data representative of at least a portion of the private transaction, and data representative of each noisy transaction in the set of noisy transactions for recording in the DLS based on the consensus protocol.Type: GrantFiled: October 7, 2021Date of Patent: August 29, 2023Assignee: United Services Automobile Association (USAA)Inventors: Jonathan Huntington Rhea, Bharat Prasad, Minya Liang, Joseph Gregory Delong, Steven J. Schroeder
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Patent number: 11539507Abstract: Techniques are described for managing access to data stored in a blockchain, and for managing the communication of blockchain data to other entities. A private key may be generated and issued to an external entity to enable the external entity to access an internal (e.g., private blockchain). The external entity may be an external (e.g., public) blockchain, device, process, or user that is outside an internal network. The key may be associated with metadata that includes constraints, conditions, or rules governing access to the blockchain. An authorized entity may employ the key to request access to the blockchain via access management module(s), and the access management module(s) may employ the metadata to determine whether to approve the request. The access management module(s) may also employ rules governing outbound communication of data from internal blockchain(s) to external entities.Type: GrantFiled: November 3, 2020Date of Patent: December 27, 2022Assignee: United Services Automobile Association (USAA)Inventors: Gunjan Vijayvergia, Steven J. Schroeder
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Patent number: 11455642Abstract: Techniques are described for a distributed ledger based interchange system for transferring value between entities. A decentralized and distributed ledger system, such as a blockchain network, may include treasury accounts each associated with an institution that participates in the system. A particular transaction may be submitted for approval based on the votes of the peers in the distributed ledger based interchange system. If at least a threshold number of votes indicate approval, the transaction is approved. A signal may be sent to the institutional systems indicating that accounts of the sending and receiving entities may respectively be debited and credited the value of the transaction. Settlement may occur between the treasury accounts of the sending and receiving institutions on the distributed ledger system, and settlement may be performed in real time with respect to the transaction.Type: GrantFiled: September 19, 2016Date of Patent: September 27, 2022Assignee: United Services Automobile Association (USAA)Inventors: Hudson R. Jameson, Steven J. Schroeder, Gunjan Vijayvergia, Cory Matheson
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Patent number: 11361286Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving information of a negotiable instrument, transmitting the information to a distributed ledger system, the distributed ledger system maintaining a blockchain that records transactions associated with a plurality of negotiable instruments, receiving validation information from the distributed ledger system, the validation information indicating that negotiable instrument has not already been accepted, and accepting the first negotiable in response to the validation information.Type: GrantFiled: November 17, 2016Date of Patent: June 14, 2022Assignee: United Services Automobile Association (USAA)Inventors: Michael Joseph Gaeta, Alexander B. Nagelberg, Joseph Matthew Doddato, Steven J. Schroeder, Michael L. Hertz, Hudson R. Jameson, Gunjan Vijayvergia, Bharat Prasad
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Patent number: 11216573Abstract: Implementations of the present disclosure include receiving a record corresponding to a private transaction recorded in two or more private state databases of entities participating in the private transaction within a distributed ledger system (DLS), generating a data representation based on the record, transmitting the data representation for public consensus processing within the DLS, and recording within a public ledger of the DLS, and providing a public record for recording in the DLS, the public record being recorded in a public state database of each of entity participating in the DLS.Type: GrantFiled: August 6, 2019Date of Patent: January 4, 2022Assignee: United Services Automobile Association (USAA)Inventors: Jonathan Huntington Rhea, Bharat Prasad, Minya Liang, Joseph Gregory Delong, Steven J. Schroeder
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Patent number: 11164180Abstract: Implementations of the present disclosure include determining that a private transaction is to be recorded in a distributed ledger system (DLS) based on a consensus protocol executed by a set of entities participating in the DLS, the private transaction including a transaction between a subset of entities of the set of entities, providing a set of noisy transactions based on a transaction model, and transmitting data representative of at least a portion of the private transaction, and data representative of each noisy transaction in the set of noisy transactions for recording in the DLS based on the consensus protocol.Type: GrantFiled: August 6, 2019Date of Patent: November 2, 2021Assignee: United Services Automobile Association (USAA)Inventors: Jonathan Huntington Rhea, Bharat Prasad, Minya Liang, Joseph Gregory Delong, Steven J. Schroeder
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Patent number: 10833843Abstract: Techniques are described for managing access to data stored in a blockchain, and for managing the communication of blockchain data to other entities. A private key may be generated and issued to an external entity to enable the external entity to access an internal (e.g., private blockchain). The external entity may be an external (e.g., public) blockchain, device, process, or user that is outside an internal network. The key may be associated with metadata that includes constraints, conditions, or rules governing access to the blockchain. An authorized entity may employ the key to request access to the blockchain via access management module(s), and the access management module(s) may employ the metadata to determine whether to approve the request. The access management module(s) may also employ rules governing outbound communication of data from internal blockchain(s) to external entities.Type: GrantFiled: December 1, 2016Date of Patent: November 10, 2020Assignee: United Services Automobile Association (USAA0Inventors: Gunjan Vijayvergia, Steven J. Schroeder
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Patent number: 10423938Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving first information of a first negotiable instrument, at least a portion of the first information including a first unique instrument identifier physically encoded on the first negotiable instrument, the first unique identifier uniquely identifying the first negotiable instrument among a plurality of negotiable instruments, transmitting the first information to a distributed ledger system, the distributed ledger system maintaining a blockchain that records transactions associated with a plurality of negotiable instruments, receiving first validation information from the distributed ledger system, the first validation information indicating that first negotiable instrument has not already been accepted, and accepting the first negotiable in response to the first validation information.Type: GrantFiled: February 13, 2017Date of Patent: September 24, 2019Assignee: United Services Automobile AssociationInventors: Michael Joseph Gaeta, Alexander B. Nagelberg, Joseph Matthew Doddato, Steven J. Schroeder, Michael L. Hertz, Hudson R. Jameson, Gunjan C. Vijayvergia, Bharat Prasad, Darrius M. Jones