Patents by Inventor Steven Louis Pollack

Steven Louis Pollack has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for providing an insurance policy having dormancy features
    Patent number: 8554585
    Abstract: An insurance policy having a dormancy provision is provided in which the dormancy provision enables a policyholder to activate and deactivate benefits provided under the insurance policy. Also provided is a method for enabling a holder of an insurance policy with a dormancy provision to activate and deactivate benefits of an insurance policy, and includes purchasing an insurance policy having a dormancy provision and a set of associated benefits, paying premiums to maintain the set of benefits in an active state, deactivating the set of benefits; paying dormancy premiums to maintain the set of deactivated benefits in a deactivated state, and reactivating the set of deactivated benefits.
    Type: Grant
    Filed: January 21, 2011
    Date of Patent: October 8, 2013
    Assignee: Golden Rule Insurance Company
    Inventors: Richard Alexander Collins, Steven Louis Pollack, Darrell Steven Richey
  • METHOD AND SYSTEM FOR PROVIDING AN INSURANCE POLICY HAVING DORMANCY FEATURES
    Publication number: 20110112874
    Abstract: An insurance policy having a dormancy provision is provided in which the dormancy provision enables a policyholder to activate and deactivate benefits provided under the insurance policy. Also provided is a method for enabling a holder of an insurance policy with a dormancy provision to activate and deactivate benefits of an insurance policy, and includes purchasing an insurance policy having a dormancy provision and a set of associated benefits, paying premiums to maintain the set of benefits in an active state, deactivating the set of benefits; paying dormancy premiums to maintain the set of deactivated benefits in a deactivated state, and reactivating the set of deactivated benefits.
    Type: Application
    Filed: January 21, 2011
    Publication date: May 12, 2011
    Inventors: Richard Alexander Collins, Steven Louis Pollack, Darrell Steven Richey
  • Insurance policy and method for providing an insurance policy having dormancy features
    Patent number: 7885832
    Abstract: An insurance policy having a dormancy provision is provided in which the dormancy provision enables a policyholder to activate and deactivate benefits provided under the insurance policy. Also provided is a method for enabling a holder of an insurance policy with a dormancy provision to activate and deactivate benefits of an insurance policy, and includes purchasing an insurance policy having a dormancy provision and a set of associated benefits, paying premiums to maintain the set of benefits in an active state, deactivating the set of benefits; paying dormancy premiums to maintain the set of deactivated benefits in a deactivated state, and reactivating the set of deactivated benefits.
    Type: Grant
    Filed: October 2, 2006
    Date of Patent: February 8, 2011
    Assignee: Golden Rule Insurance Company
    Inventors: Richard Alexander Collins, Steven Louis Pollack, Darrell Steven Richey
  • Insurance Policy and Method for Providing an Insurance Policy Having Dormancy Features
    Publication number: 20080082370
    Abstract: An insurance policy having a dormancy provision is provided in which the dormancy provision enables a policyholder to activate and deactivate benefits provided under the insurance policy. Also provided is a method for enabling a holder of an insurance policy with a dormancy provision to activate and deactivate benefits of an insurance policy, and includes purchasing an insurance policy having a dormancy provision and a set of associated benefits, paying premiums to maintain the set of benefits in an active state, deactivating the set of benefits; paying dormancy premiums to maintain the set of deactivated benefits in a deactivated state, and reactivating the set of deactivated benefits.
    Type: Application
    Filed: October 2, 2006
    Publication date: April 3, 2008
    Inventors: Richard Alexander Collins, Steven Louis Pollack, Darrell Steven Richey