Patents by Inventor Steven M. Trudeau
Steven M. Trudeau has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240029075Abstract: A system and computer-readable storage medium perform a method for contextual inferring capacity for triggering a financial transaction by monitoring, via user device(s), objective contextual data of location, temporal, and volitional transaction information associated with an authorized user of a financial system. Subjective contextual data of personal calendar events, physiological data, and pacing of user interactions with the user device(s) is monitored. The objective and subjective contextual data is analyzed to create scenario(s) correlated with performing a volitional transaction. If not predictive a volitional transaction, a layer of security protocol is added for authentication prior to executing the volitional transaction. In response to determining that the current context is predictive of a volitional transaction, a determination is made whether the subjective contextual data satisfies criterion for incapacity to perform a volitional transaction.Type: ApplicationFiled: October 4, 2023Publication date: January 25, 2024Applicant: WELLS FARGO BANK, N.A.Inventors: Glenn W. Pike, Christian L. Hunt, Scott R. Kinney, Steven M. Trudeau, Stephen W. Krause, Jason Avery
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Patent number: 11803856Abstract: A system and computer-readable storage medium perform a method for contextual inferring capacity for triggering a financial transaction by monitoring, via user device(s), objective contextual data of location, temporal, and volitional transaction information associated with an authorized user of a financial system. Subjective contextual data of personal calendar events, physiological data, and pacing of user interactions with the user device(s) is monitored. The objective and subjective contextual data is analyzed to create scenario(s) correlated with performing a volitional transaction. If not predictive a volitional transaction, a layer of security protocol is added for authentication prior to executing the volitional transaction. In response to determining that the current context is predictive of a volitional transaction, a determination is made whether the subjective contextual data satisfies criterion for incapacity to perform a volitional transaction.Type: GrantFiled: November 5, 2020Date of Patent: October 31, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Glenn W. Pike, Christian L. Hunt, Scott R. Kinney, Steven M. Trudeau, Stephen W. Krause, Jason Avery
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Patent number: 11477227Abstract: A system for managing security within an enterprise includes a computing device that receives a vulnerability, generates a user score for each user within the enterprise and generates a threat score for the vulnerability. A user device score may also be generated for each device associated with a user. Based on the user score and the threat score, a composite score is generated. After acquiring a security measure, the security measure is implemented based on the composite score and, at times, the user score.Type: GrantFiled: December 2, 2019Date of Patent: October 18, 2022Assignee: WELLS FARGO BANK, N.A.Inventors: Douglas C. Rambo, Steven M. Trudeau, Titanya Hughes, Michael Colehouse, Timothy J. Calabro, Vincent N. Nguyen, Ben D. Brenden
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Patent number: 11038918Abstract: The innovation disclosed and claimed herein, in one aspect thereof, comprises a management system and method of handling unpatched users. When a user requests to access their user account or a network, the user is checked for type of browser the user is being used and which version of the browser is being used. If the user is using an unsecured or unpatched browser, the system offers to update the browser software or provide a virtual machine through the browser so that malware cannot transfer from the user computer to the network. The virtual machine can provide a virtual keyboard to protect the user's login credentials from a key logger. The user logs into the user account within the virtual machine.Type: GrantFiled: June 24, 2019Date of Patent: June 15, 2021Assignee: WELLS FARGO BANK, N.A.Inventors: Aimee J. Hewitt, Joseph R. Kaluzny, Douglas C. Rambo, Steven M. Trudeau, Bryan Hall, Andrew J. Garner, IV
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Patent number: 10832251Abstract: A system and computer-readable storage medium perform a method for contextual inferring capacity for triggering a financial transaction by monitoring, via user device(s), objective contextual data of location, temporal, and volitional transaction information associated with an authorized user of a financial system. Subjective contextual data of personal calendar events, physiological data, and pacing of user interactions with the user device(s) is monitored. The objective and subjective contextual data is analyzed to create scenario(s) correlated with performing a volitional transaction. If not predictive a volitional transaction, a layer of security protocol is added for authentication prior to executing the volitional transaction. In response to determining that the current context is predictive of a volitional transaction, a determination is made whether the subjective contextual data satisfies criterion for incapacity to perform a volitional transaction.Type: GrantFiled: October 4, 2017Date of Patent: November 10, 2020Assignee: Wells Fargo Bank, N.AInventors: Glenn W. Pike, Christian L. Hunt, Scott R. Kinney, Steven M. Trudeau, Stephen W. Krause, Jason Avery
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Patent number: 10616247Abstract: One or more processors receive, from one or more social-network sources, social-network data that identifies at least one potentially malicious source accessing a plurality of social-network profiles for a group of users. The one or more processors receive, from one or more e-mail servers, e-mail data associated with a plurality of e-mail messages received by the group of users. The one or more processors determine, based on the social-network data and the e-mail data, that an e-mail message of the plurality of e-mail messages is from the at least one potentially malicious source. The one or more processors output information identifying the e-mail message as being from the potentially malicious source.Type: GrantFiled: April 9, 2018Date of Patent: April 7, 2020Assignee: Wells Fargo Bank, N.A.Inventors: Aimee J. Hewitt, Joseph R. Kaluzny, Douglas C. Rambo, Steven M. Trudeau, Bryan Hall, Andrew J. Garner, IV
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Patent number: 10523700Abstract: A system for managing security within an enterprise includes a computing device that receives a vulnerability, generates a user score for each user within the enterprise and generates a threat score for the vulnerability. A user device score may also be generated for each device associated with a user. Based on the user score and the threat score, a composite score is generated. After acquiring a security measure, the security measure is implemented based on the composite score and, at times, the user score.Type: GrantFiled: August 21, 2018Date of Patent: December 31, 2019Assignee: Wells Fargo Bank, N.A.Inventors: Douglas C. Rambo, Steven M. Trudeau, Titanya Hughes, Michael Colehouse, Timothy J. Calabro, Vincent N. Nguyen, Ben D. Brenden
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Patent number: 10333973Abstract: The innovation disclosed and claimed herein, in one aspect thereof, comprises a management system and method of handling unpatched users. When a user requests to access their user account or a network, the user is checked for type of browser the user is being used and which version of the browser is being used. If the user is using an unsecured or unpatched browser, the system offers to update the browser software or provide a virtual machine through the browser so that malware cannot transfer from the user computer to the network. The virtual machine can provide a virtual keyboard to protect the user's login credentials from a key logger. The user logs into the user account within the virtual machine.Type: GrantFiled: May 25, 2016Date of Patent: June 25, 2019Assignee: Wells Fargo Bank, N.A.Inventors: Aimee J. Hewitt, Joseph R. Kaluzny, Douglas C. Rambo, Steven M. Trudeau, Bryan Hall, Andrew J. Garner, IV
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Patent number: 10084809Abstract: A system for managing security within an enterprise includes a computing device that receives a vulnerability, generates a user score for each user within the enterprise and generates a threat score for the vulnerability. A user device score may also be generated for each device associated with a user. Based on the user score and the threat score, a composite score is generated. After acquiring a security measure, the security measure is implemented based on the composite score and, at times, the user score.Type: GrantFiled: May 6, 2016Date of Patent: September 25, 2018Assignee: Wells Fargo Bank, N.A.Inventors: Douglas C. Rambo, Steven M. Trudeau, Titanya Hughes, Michael Colehouse, Timothy J. Calabro, Vincent N. Nguyen, Ben D. Brenden
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Patent number: 9967268Abstract: One or more processors receive, from one or more social-network sources, social-network data that identifies at least one potentially malicious source accessing a plurality of social-network profiles for a group of users. The one or more processors receive, from one or more e-mail servers, e-mail data associated with a plurality of e-mail messages received by the group of users. The one or more processors determine, based on the social-network data and the e-mail data, that an e-mail message of the plurality of e-mail messages is from the at least one potentially malicious source. The one or more processors output information identifying the e-mail message as being from the potentially malicious source.Type: GrantFiled: April 19, 2016Date of Patent: May 8, 2018Assignee: Wells Fargo Bank, N.A.Inventors: Aimee J. Hewitt, Joseph R. Kaluzny, Douglas C. Rambo, Steven M. Trudeau, Bryan Hall, Andrew J. Garner, IV