Patents by Inventor Steven Mark Sommers
Steven Mark Sommers has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8688589Abstract: One embodiment of the present disclosure provides a system and associated processes for sharing cardholder data (CHD) between a merchant that utilizes tokenization and a second merchant that may or may not utilize tokenization. In one embodiment, the merchant, or an employee of the merchant, can use the system and associated processes to reacquire CHD from a tokenization provider system. In one embodiment, the merchant identifies to the tokenization provider system a desire to share CHD, which is associated with a token, with a second merchant. The merchant and/or the tokenization provider system can then invite the second merchant to register with the tokenization provider system. Once registered with the tokenization provider system, the second merchant can access any CHD that the merchant associated with the second merchant.Type: GrantFiled: March 12, 2013Date of Patent: April 1, 2014Assignee: Shift4 CorporationInventors: Kevin James Cronic, Steven Mark Sommers, John David Oder, II, John David Oder, Steven Calandrelli, Jeremy B. Fried
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Publication number: 20130304649Abstract: One embodiment of the present disclosure provides a system and associated processes for sharing cardholder data (CHD) between a merchant that utilizes tokenization and a second merchant that may or may not utilize tokenization. In one embodiment, the merchant, or an employee of the merchant, can use the system and associated processes to reacquire CHD from a tokenization provider system. In one embodiment, the merchant identifies to the tokenization provider system a desire to share CHD, which is associated with a token, with a second merchant. The merchant and/or the tokenization provider system can then invite the second merchant to register with the tokenization provider system. Once registered with the tokenization provider system, the second merchant can access any CHD that the merchant associated with the second merchant.Type: ApplicationFiled: July 12, 2013Publication date: November 14, 2013Inventors: Kevin James Cronic, Steven Mark Sommers, John David Oder, II, John David Oder, Steven Calandrelli, Jeremy B. Fried
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Publication number: 20130091028Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.Type: ApplicationFiled: September 12, 2012Publication date: April 11, 2013Applicant: SHIFT4 CORPORATIONInventors: John David Oder ("J.D."), II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
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Patent number: 8328095Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.Type: GrantFiled: January 26, 2011Date of Patent: December 11, 2012Assignee: SHIFT4 CorporationInventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
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Publication number: 20110125597Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.Type: ApplicationFiled: January 26, 2011Publication date: May 26, 2011Applicant: SHIFT4 CORPORATIONInventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
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Patent number: 7891563Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.Type: GrantFiled: May 17, 2007Date of Patent: February 22, 2011Assignee: Shift4 CorporationInventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
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Patent number: 7841523Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.Type: GrantFiled: May 17, 2007Date of Patent: November 30, 2010Assignee: Shift4 CorporationInventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
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Patent number: 7770789Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.Type: GrantFiled: May 17, 2007Date of Patent: August 10, 2010Assignee: Shift4 CorporationInventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
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Publication number: 20080283591Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.Type: ApplicationFiled: May 17, 2007Publication date: November 20, 2008Inventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
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Publication number: 20080283590Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.Type: ApplicationFiled: May 17, 2007Publication date: November 20, 2008Inventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
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Publication number: 20080283592Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.Type: ApplicationFiled: May 17, 2007Publication date: November 20, 2008Inventors: John David Oder II ("J.D."), John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner