Patents by Inventor Steven Mark Sommers

Steven Mark Sommers has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8688589
    Abstract: One embodiment of the present disclosure provides a system and associated processes for sharing cardholder data (CHD) between a merchant that utilizes tokenization and a second merchant that may or may not utilize tokenization. In one embodiment, the merchant, or an employee of the merchant, can use the system and associated processes to reacquire CHD from a tokenization provider system. In one embodiment, the merchant identifies to the tokenization provider system a desire to share CHD, which is associated with a token, with a second merchant. The merchant and/or the tokenization provider system can then invite the second merchant to register with the tokenization provider system. Once registered with the tokenization provider system, the second merchant can access any CHD that the merchant associated with the second merchant.
    Type: Grant
    Filed: March 12, 2013
    Date of Patent: April 1, 2014
    Assignee: Shift4 Corporation
    Inventors: Kevin James Cronic, Steven Mark Sommers, John David Oder, II, John David Oder, Steven Calandrelli, Jeremy B. Fried
  • Publication number: 20130304649
    Abstract: One embodiment of the present disclosure provides a system and associated processes for sharing cardholder data (CHD) between a merchant that utilizes tokenization and a second merchant that may or may not utilize tokenization. In one embodiment, the merchant, or an employee of the merchant, can use the system and associated processes to reacquire CHD from a tokenization provider system. In one embodiment, the merchant identifies to the tokenization provider system a desire to share CHD, which is associated with a token, with a second merchant. The merchant and/or the tokenization provider system can then invite the second merchant to register with the tokenization provider system. Once registered with the tokenization provider system, the second merchant can access any CHD that the merchant associated with the second merchant.
    Type: Application
    Filed: July 12, 2013
    Publication date: November 14, 2013
    Inventors: Kevin James Cronic, Steven Mark Sommers, John David Oder, II, John David Oder, Steven Calandrelli, Jeremy B. Fried
  • Publication number: 20130091028
    Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.
    Type: Application
    Filed: September 12, 2012
    Publication date: April 11, 2013
    Applicant: SHIFT4 CORPORATION
    Inventors: John David Oder ("J.D."), II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
  • Patent number: 8328095
    Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.
    Type: Grant
    Filed: January 26, 2011
    Date of Patent: December 11, 2012
    Assignee: SHIFT4 Corporation
    Inventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
  • Publication number: 20110125597
    Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.
    Type: Application
    Filed: January 26, 2011
    Publication date: May 26, 2011
    Applicant: SHIFT4 CORPORATION
    Inventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
  • Patent number: 7891563
    Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.
    Type: Grant
    Filed: May 17, 2007
    Date of Patent: February 22, 2011
    Assignee: Shift4 Corporation
    Inventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
  • Patent number: 7841523
    Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.
    Type: Grant
    Filed: May 17, 2007
    Date of Patent: November 30, 2010
    Assignee: Shift4 Corporation
    Inventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
  • Patent number: 7770789
    Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.
    Type: Grant
    Filed: May 17, 2007
    Date of Patent: August 10, 2010
    Assignee: Shift4 Corporation
    Inventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
  • Publication number: 20080283591
    Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.
    Type: Application
    Filed: May 17, 2007
    Publication date: November 20, 2008
    Inventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
  • Publication number: 20080283590
    Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.
    Type: Application
    Filed: May 17, 2007
    Publication date: November 20, 2008
    Inventors: John David Oder, II, John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner
  • Publication number: 20080283592
    Abstract: Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal, payment data from the POS terminal, transmitting the payment data from the POS security layer to a server security application installed on a POS server, and providing false payment data from the POS security layer to a POS terminal application installed on the POS terminal. The false payment data in various embodiments is processed as if it were the payment data, such that the POS terminal transmits an authorization request to the POS server using the false payment data. In addition, the authorization request may be transmitted from the POS server to a payment gateway.
    Type: Application
    Filed: May 17, 2007
    Publication date: November 20, 2008
    Inventors: John David Oder II ("J.D."), John David Oder, Kevin James Cronic, Steven Mark Sommers, Dennis William Warner