Abstract: An insurance policy having a dormancy provision is provided in which the dormancy provision enables a policyholder to activate and deactivate benefits provided under the insurance policy. Also provided is a method for enabling a holder of an insurance policy with a dormancy provision to activate and deactivate benefits of an insurance policy, and includes purchasing an insurance policy having a dormancy provision and a set of associated benefits, paying premiums to maintain the set of benefits in an active state, deactivating the set of benefits; paying dormancy premiums to maintain the set of deactivated benefits in a deactivated state, and reactivating the set of deactivated benefits.

Abstract: An insurance policy having a dormancy provision is provided in which the dormancy provision enables a policyholder to activate and deactivate benefits provided under the insurance policy. Also provided is a method for enabling a holder of an insurance policy with a dormancy provision to activate and deactivate benefits of an insurance policy, and includes purchasing an insurance policy having a dormancy provision and a set of associated benefits, paying premiums to maintain the set of benefits in an active state, deactivating the set of benefits; paying dormancy premiums to maintain the set of deactivated benefits in a deactivated state, and reactivating the set of deactivated benefits.

Abstract: An insurance policy having a dormancy provision is provided in which the dormancy provision enables a policyholder to activate and deactivate benefits provided under the insurance policy. Also provided is a method for enabling a holder of an insurance policy with a dormancy provision to activate and deactivate benefits of an insurance policy, and includes purchasing an insurance policy having a dormancy provision and a set of associated benefits, paying premiums to maintain the set of benefits in an active state, deactivating the set of benefits; paying dormancy premiums to maintain the set of deactivated benefits in a deactivated state, and reactivating the set of deactivated benefits.

Abstract: An insurance policy having a dormancy provision is provided in which the dormancy provision enables a policyholder to activate and deactivate benefits provided under the insurance policy. Also provided is a method for enabling a holder of an insurance policy with a dormancy provision to activate and deactivate benefits of an insurance policy, and includes purchasing an insurance policy having a dormancy provision and a set of associated benefits, paying premiums to maintain the set of benefits in an active state, deactivating the set of benefits; paying dormancy premiums to maintain the set of deactivated benefits in a deactivated state, and reactivating the set of deactivated benefits.

Abstract: A method and system for creating a simulation authoring environment. Specifically, the present invention discloses a method and system for creating a simulation application that simulates a real-life interaction with a network device. In one embodiment, a real command-line interface with the device is monitored at a server computer. The interface, including the line-commands and their outputs are captured. The line-commands for the particular communication sequence are summarized and grouped into steps. Also, the line-commands can be edited. New line-commands can also be introduced into the communication sequence. Additionally, the server computer re-executes the communication sequence in order to determine all the valid permutations associated with the communication sequence. A simulation application is generated such that the simulation application presents real-life outputs to command-line inputs in an instructional exercise format.

Abstract: A sectional overhead ladder with a fold assist feature for controlling the extension of the sectional overhead ladder. The fold assist feature of the sectional overhead ladder limits the possibility of free extension of the extendable overhead ladder by preventing gravitational forces from causing the ladder sections to fall into their extended configuration. The sectional overhead ladder includes generally a stair structure and an extendable dampening system. The extendable dampening system is comprised of a dampener and, optionally, a housing. The stair structure includes a first section and a second section. The dampening system is attached to the first and second sections of the stair structure such that the dampener limits the free extension of the stair structure and assists with the collapse of the stair structure.