Abstract: A system and a method are provided for facilitating an account protection check for the security of sets of credentials. The system and method allow a service provider to automatically lock a credential set of at least one user account if fraudulent activity is detected. A third-party server of a service provider requests a token from the system before the authentication process. User metadata is analyzed to detect potentially fraudulent activity from the user account. If the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

Abstract: A system and a method are provided for facilitating an account protection check for the security of sets of credentials. The system and method enable the use of an access control mechanism to regulate the changes to the lock status of the sets of credentials. A third-party server of a service provider requests a token from the system before the authentication process. The access control mechanism also approves or denies the request before the authentication process. If the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

Abstract: A system and a method are provided for facilitating an account protection check through blockchain. The system and the method allow a service provider to utilize blockchain technology to validate the access request to various accounts. A public key and a private key are generated and recorded by a blockchain ledger that are used to access the accounts. A third-party server of a service provider requests a token from the system before the authentication process. If the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

Abstract: A system and a method are provided for facilitating the security of sets of credentials. The system and method allow a user to lock or unlock a credential set of at least one user account. The user attempts to access the user account as standard procedure. Before a service provider goes through an authentication process, a third-party server of a service provider requests a token from the system. Based on if the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

Abstract: A system and a method are provided for facilitating an account protection check for the security of sets of credentials. The system and method enable the use of an access control mechanism to regulate the changes to the lock status of the sets of credentials. A third-party server of a service provider requests a token from the system before the authentication process. The access control mechanism also approves or denies the request before the authentication process. If the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

Abstract: A system and a method are provided for facilitating an account protection check through blockchain. The system and the method allow a service provider to utilize blockchain technology to validate the access request to various accounts. A public key and a private key are generated and recorded by a blockchain ledger that are used to access the accounts. A third-party server of a service provider requests a token from the system before the authentication process. If the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

Abstract: A system and a method are provided for facilitating an account protection check for the security of sets of credentials. The system and method allow a service provider to automatically lock a credential set of at least one user account if fraudulent activity is detected. A third-party server of a service provider requests a token from the system before the authentication process. User metadata is analyzed to detect potentially fraudulent activity from the user account. If the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

Abstract: A system and a method are provided for facilitating the security of sets of credentials. The system and method allow a user to lock or unlock a credential set of at least one user account. The user attempts to access the user account as standard procedure. Before a service provider goes through an authentication process, a third-party server of a service provider requests a token from the system. Based on if the credential set is in a locked status or unlocked status, at least one remote server of the system respectively relays an invalidation token or a validation token to the third-party server. If the invalidation token is relayed to the third-party server, the service provider does not go through the authentication process. If the validation token is relayed to the third-party server, the service provider proceeds with the authentication process as standard procedure.

Abstract: A method and system for selecting a healthcare provider includes a process for selecting a healthcare provider whereby healthcare provider list data is obtained, along with various data regarding the healthcare providers on the healthcare provider list, and the data is stored in a healthcare provider database. When a healthcare consumer initiates a healthcare provider search request, one or more healthcare consumer criteria for acceptable/desired healthcare providers and/or healthcare services needed is obtained and used to search the healthcare provider database to identify one or more healthcare providers most closely meeting the healthcare consumer's criteria. The availability of appointments and/or estimated wait times for the identified one or more healthcare providers are then obtained.

Abstract: A computer system implemented method and process for forecasting the consequences of healthcare utilization choices whereby health data associated with a user is obtained and analyzed to determine disease risk factors. Any determined disease risk factors present in the healthcare data are then used to generate a healthcare utilization consequences report based on various user actions/inactions. The healthcare utilization consequences report can include healthcare recommendations, economic information, actuarial information and comparisons between implementing/not implementing the healthcare recommendations.

Abstract: A federated system and methods and mechanisms of implementing and using such a system is disclosed. In some embodiments, one or more mappings are created between a taxonomy view at a node and one or more taxonomies of one or more data sources. The one or more data sources can then be accessed via the taxonomy view. In other embodiments, one or more mappings are created between content from different data sources and content from those data sources are merged using the one or more mappings.

Abstract: A method and system for providing family health history data includes a process for providing family health history data whereby, all, or part of, a family member's health data is obtained from, but not limited to, any of the following sources: the family member and/or agents of the family member; one or more other family members, one or more healthcare providers; one or more healthcare insurance plan providers; one or more healthcare benefit program administrators; one or more financial institutions; and/or any other source of a family member's health data. All, or part of, the family member's health data is then provided to other family members, healthcare providers for family members, state and/or private agencies, and/or any other party as designated by the family member, and on a selective access basis, as designated by the family member, for use as family health history data by the designated parties.

Abstract: A federated system and methods and mechanisms of implementing and using such a system is disclosed. In some embodiments, one or more mappings are created between a taxonomy view at a node and one or more taxonomies of one or more data sources. The one or more data sources can then be accessed via the taxonomy view. In other embodiments, one or more mappings are created between content from different data sources and content from those data sources are merged using the one or more mappings.

Abstract: Embodiments of the present invention provide a polling system. The system starts by receiving responses to a poll from one or more poll respondents. The system then uses information in a database to determine the reliability of the responses. Next, the system aggregates the poll responses.

Abstract: A method and system for managing receipts includes a process for managing receipts whereby when a user makes a purchase of a product and/or service, an electronic copy of the data on the purchase receipt is generated. The purchase receipt data is then assigned an identification code unique to the user to create user correlated purchase receipt data. The user correlated purchase receipt data is then transferred to a data storage device where the user correlated purchase receipt data is stored until needed. The user correlated purchase receipt data is then made accessible to the user, and/or an authorized agent for the user, as needed, by accessing the data on the data storage device through a user account.

Abstract: A federated system and methods and mechanisms of implementing and using such a system is disclosed. In some embodiments, one or more mappings are created between a taxonomy view at a node and one or more taxonomies of one or more data sources. The one or more data sources can then be accessed via the taxonomy view. In other embodiments, one or more mappings are created between content from different data sources and content from those data sources are merged using the one or more mappings.

Abstract: Systems, methods and computer program products for facilitating configurable information transmission are disclosed. Configurable information transmission may be used in the context of transmitting information intended for different presentation modes, including system to system (machine to machine) presentation and system to user (machine to person) presentation. In one embodiment, the method includes receiving from a first server a request for the information together with a format indication, with the format indication including a data indication and/or a display indication. In one embodiment, the method includes transmitting by a second server, responsive to the format indication including a data indication, the information embedded in a data description markup language.

Abstract: In various embodiments, the present invention provides methods and systems for buying and selling goods and services over a peer-to-peer network. Multiple client devices are connected as peer nodes within a P2P network. Active P2P network nodes register with a server as they come online. The server stores information about the types of goods and services that are available from each registered peer and the routing information needed to contact that peer. A peer acting as a buyer, referred to herein as a buyer, can query the server and receive a list of peers with offerings of a desired type along with the necessary routing information for those peers. The buyer can then query each peer on the list and receive details about that peer's offerings. The buyer can choose to execute a sales transaction with a selected peer if that peer's offerings meet with the buyer's approval.

Abstract: User-entered transactions, not yet recorded or processed by a financial institution, transactions generated by the user in other systems such as biller direct websites or presented bills, and transactions received from the financial institution are combined so as to develop and display projected balances at a banking website. Projected balances take into account manually-entered information combined with information for transactions that have already been processed by the financial institution, so as to provide accurate projected balances.