Abstract: Systems and methods provide online auctions or sales of vehicle repossession rights wherein the winning bid or buyer receives the right to repossess a vehicle. Using an Internet website maintained by a server, a user may view repossessed property, such as a vehicle, place a bid, or purchase the right to repossess the vehicle. The original vehicle owner's financing company then forwards legal title to the buyer. Furthermore, the buyer may transfer payment electronically to the financing company.

Abstract: Systems and methods are disclosed for providing a purchase package for a vehicle. In one embodiment, a method is disclosed that includes receiving, at a financial account provider, information associated with a purchase package for a purchase transaction between a first merchant and the customer for a vehicle provided by the first merchant. The purchase package may include a first option provided by a second merchant and has at least one attribute that has been negotiated between the first and second merchants prior to the purchase transaction. The purchase package may include a purchase package cost based on at least the at least one attribute and a cost of the vehicle. The method may further include providing, by the financial account provider, a financial account for the customer to finance the purchase package cost.