Abstract: Methods for self-sufficient healthcare coverage are described. Some embodiments may include receiving requests to pay healthcare claims. The money to pay these claims may be allocated from one or more healthcare-related financial account associated with employers and employees. Some healthcare-related financial accounts may be associated with investment accounts. By investing funds from a healthcare-related financial account into an investment account, at least a portion of the income from the investment account may be reallocated back to the originating healthcare-related financial account to allow it to grow. Other embodiments are described and claimed.