Abstract: A pleated skirt is disclosed which includes a waistband assembly having a rear segment and two front segments, and a composite pleated skirt assembly having front, side, and rear pleats attached to the waistband assembly, an adjustable pleat at each side of the skirt to accommodate different wearer sizes, an inner front panel connected to a front segment of the waistband assembly, and an outer front panel connected to another front segment of the waistband assembly, snaps connected to the front panels to detachably connect them together, for attachment and detachment of the kilt from a wearer. The front inner panel has front pleats that step down incrementally, the front pleats and front inner panel are sewn together to create a funnel shape, and the outer panel has a plurality of stepped pleats. A plurality of hooks and loops of a cord are engageable with a rear pleat and the front panels for pulling the kilt together to provide a modesty system.