Abstract: A system for determining position of a mobile station is provided. The mobile station is equipped with a GPS receiver for receiving satellite signals from satellites. The system comprises a wireless wide area network (WWAN) configured to provide an acquisition assistance data for use in acquiring the satellite signals by the GPS receiver to the mobile station that is operable in the WWAN. A position determination entity (PDE) is provided to determine position of the mobile station based on the satellite signals received sent from the mobile station and the acquisition assistance data from the WWAN. A wireless local area network (WLAN) provides RF signals to the mobile station when the mobile station enters into a WLAN area. The mobile station determines the position of the mobile station using the WWAN transceiver and the GPS receiver at the time when the mobile station enters into the WLAN area.

Abstract: The present invention relates to a method for authenticating financial transactions by using an additional factor which is not present on a physical card, and which is not used in sequential transactions. In one example, a purchaser provides card information to a merchant; the merchant transmits the card information and transaction information to an issuer; the issuer authenticates the card information, and transmits verification indicia to a target address associated with the card information. The purchaser target address may be the telephone number of a mobile telephone of the purchaser or a third party (e.g. parent). The purchaser or third party provides the verification indicia to a merchant; and the merchant transmits the verification indicia back to the issuer. The issuer authenticates that the received verification indicia relative to that sent to the target address, and thus the purchaser is the genuine or authentic person authorized to use card information; and the issuer approves the transaction.

Abstract: The present invention is directed to a cellular phone communication device comprised of a radio frequency module configured to receive and send communication data. A codec controller is provided, coupled to the radio frequency module and configured to identify data portions related to an executable codec file. A codec engine is coupled to the codec controller, configured to store an executable codec file received by the communication device and identified by the codec controller.