Abstract: Computerized methods, systems and computer program products for determining how an identity of a consumer can be verified during a transaction involving the consumer and a merchant. Embodiments access and analyze data of an account the consumer has with an online social network to derive a challenge question response options. The social-network based challenge question and response options are presented to the consumer, and the consumer's selection of certain response options is used to confirm that the consumer is the person named on a credit card or other payment instrument or that other identification or verification information should be requested by the merchant before completing the transaction.

Abstract: Computerized methods, systems and computer program products for determining how an identity of a consumer can be verified during a transaction involving the consumer and a merchant. Embodiments access and analyze data of an account the consumer has with an online social network to derive a challenge question response options. The social-network based challenge question and response options are presented to the consumer, and the consumer's selection of certain response options is used to confirm that the consumer is the person named on a credit card or other payment instrument or that other identification or verification information should be requested by the merchant before completing the transaction.

Abstract: Computerized methods, systems and computer program products for determining how an identity of a consumer can be verified during a transaction involving the consumer and a merchant. Embodiments access and analyze data of an account the consumer has with an online social network to derive a challenge question response options. The social-network based challenge question and response options are presented to the consumer, and the consumer's selection of certain response options is used to confirm that the consumer is the person named on a credit card or other payment instrument or that other identification or verification information should be requested by the merchant before completing the transaction.

Abstract: Computerized methods, systems and computer program products for determining how an identity of a consumer can be verified during a transaction involving the consumer and a merchant. Embodiments access and analyze data of an account the consumer has with an online social network to derive a challenge question response options. The social-network based challenge question and response options are presented to the consumer, and the consumer's selection of certain response options is used to confirm that the consumer is the person named on a credit card or other payment instrument or that other identification or verification information should be requested by the merchant before completing the transaction.

Abstract: An advertising system, method and computer program product are provided. In use, behavior of a user is monitored. In addition, an option is presented to the user to receive advertisement content, where the advertisement content is selected based on the behavior.

Abstract: A system, method, and computer program product are provided for charging a roaming network. In use, a home network identifies a chargeable event that is attributable to a roaming network. To this end, the roaming network may be charged for the chargeable event.

Abstract: A system, method, and computer program product are provided for communicating information among devices. In use, content is presented utilizing a first device. In one embodiment, a request for information associated with the content may then be received utilizing the first device. To this end, the requested information may be sent to a second device other than the first device. In another embodiment, a request for a contact associated with the content may be received utilizing the first device. Thus, in response to the request, contact may be established with the second device in regards to the content.