Patents by Inventor Stuart Andrew Mears

Stuart Andrew Mears has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD FOR PROVIDING A FINANCIAL TRANSACTION INSTRUMENT WITH USER-DEFINABLE AUTHORIZATION CRITERIA
    Publication number: 20140136413
    Abstract: Authorization limits on the use of a financial transaction instrument, such as a credit card and the like, may be set by an owner of a financial account corresponding to the financial transaction instrument. The owner provides information identifying the owner, the financial account, and the financial transaction instrument corresponding to the financial account to a computer, and also provides an owner-defined authorization limit on use of the financial transaction instrument to the computer. The authorization limit is stored in a database, which is accessed when there is a request to authorize a purchase to be made with the financial transaction instrument. The owner may communicate with the computer via a Web site, an automated call program, a kiosk, or the like.
    Type: Application
    Filed: January 16, 2014
    Publication date: May 15, 2014
    Applicant: American Express Travel Related Services Company, Inc.
    Inventor: STUART ANDREW MEARS
  • System and method for providing a financial transaction instrument with user-definable authorization criteria
    Patent number: 8666897
    Abstract: Authorization limits on the use of a financial transaction instrument, such as a credit card and the like, may be set by an owner of a financial account corresponding to the financial transaction instrument. The owner provides information identifying the owner, the financial account, and the financial transaction instrument corresponding to the financial account to a computer, and also provides an owner-defined authorization limit on use of the financial transaction instrument to the computer. The authorization limit is stored in a database, which is accessed when there is a request to authorize a purchase to be made with the financial transaction instrument. The owner may communicate with the computer via a Web site, an automated call program, a kiosk, or the like.
    Type: Grant
    Filed: October 4, 2012
    Date of Patent: March 4, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Stuart Andrew Mears
  • System and method for providing a financial transaction instrument with user-definable authorization criteria
    Patent number: 8301566
    Abstract: Authorization limits on the use of a financial transaction instrument, such as a credit card and the like, may be set by an owner of a financial account corresponding to the financial transaction instrument. The owner provides information identifying the owner, the financial account, and the financial transaction instrument corresponding to the financial account to a computer, and also provides an owner-defined authorization limit on use of the financial transaction instrument to the computer. The authorization limit is stored in a database, which is accessed when there is a request to authorize a purchase to be made with the financial transaction instrument. The owner may communicate with the computer via a Web site, an automated call program, a kiosk, or the like.
    Type: Grant
    Filed: October 20, 2005
    Date of Patent: October 30, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Stuart Andrew Mears