Abstract: Authorization limits on the use of a financial transaction instrument, such as a credit card and the like, may be set by an owner of a financial account corresponding to the financial transaction instrument. The owner provides information identifying the owner, the financial account, and the financial transaction instrument corresponding to the financial account to a computer, and also provides an owner-defined authorization limit on use of the financial transaction instrument to the computer. The authorization limit is stored in a database, which is accessed when there is a request to authorize a purchase to be made with the financial transaction instrument. The owner may communicate with the computer via a Web site, an automated call program, a kiosk, or the like.

Abstract: There is provided a method and system for archival and retrieval of communications and related documents that uses hardware and software to selectively monitor, capture, catalog and retrieve electronic communications and documents relating to the business of employees or individuals of the organization to effectively comply with applicable regulations, such as governmental regulations. Archived electronic communications and information are stored in a third party archiving system and accessible by authorized individuals using a secure network connection, such as an intranet web-service or web interface, or an online browser connection to search and retrieve selected archived data and information. The system and method for archiving and retrieving communications is advantageously implemented in an organization having a large volume of electronic communications and storage requirements.