Abstract: A payment network server for processing a payment transaction for at least one ticket to an event is described. The server comprises a transaction module, an authorisation module and an access verification module. The transaction module is configured to: (i) receive a payment transaction request comprising at least a customer account identifier and a payment amount from a customer electronic device; and (ii) transmit a payment transaction response comprising at least the transaction identifier to the customer electronic device. The authorisation module is configured to transmit a request for authorisation to proceed with the payment transaction to an issuer server, where the request for authorisation comprises at least the customer account identifier and the payment amount, and where the payment amount is blocked in a customer account associated with the customer account identifier if the payment transaction is authorised.

Abstract: The present application provides systems, methods and computer readable media for creating and processing a digital voucher. The methods comprises a method for utilising a funding account of a first user to create a digital voucher having a value for a second user, the digital voucher being usable by the second user for remitting one or more transactions across participating parties that communicate with a payment network, the method comprising: generating, at a server for creating the digital voucher, a unique code of the digital voucher upon verification of a sufficient balance in the funding account, the unique code identifying an issuer party of the funding account and a payment network provider of the payment network, wherein the unique code is associated with a unique identifier of the second user.

Abstract: Methods and devices for authenticating a user are provided. The method for authenticating a user may include: providing a question to the user; receiving an answer to the question from the user; comparing the answer with a preference of the user; and authenticating the user based on the comparing. At least one of the question or the preference is determined based on at least one of circumstantial data of the user, a transaction data associated with the user, and feedback data from the user.

Abstract: According to a first aspect, there is provided an offer-and-acceptance matching server comprising: at least one processor; at least one memory including computer program code; and a communication port coupled to the processor the at least one memory and the computer program code configured to, with the at least one processor, cause the offer-and-acceptance matching server at least to: receive, through the communication port, a query to determine deals for fund offer, fund acceptance, or both, available within a provided distance; interrogate a database to determine one or more fund offer deals, one or more fund acceptance deals, or both that match the query, the database containing records of such deals registered with the database; and respond, through the communication port, to the query with the deals that are within the provided distance.

Abstract: A method of sharing of a product among a plurality of users includes receiving a first request, by a server, for accessing a merchant website from a first user. The first user accesses the merchant website to select a first product for sharing. The first user submits one or more product sharing parameters for sharing the first product to the server. The server receives a second request for accessing the merchant web site from a second user. The second user accesses the merchant web site to purchase the first product. The second user selects the first user to share the first product with, on time-shared basis. The server charges the first and second users the first offer amount and a purchase amount, respectively, to enable sharing of the first product between the first and second users.

Abstract: Data processing systems and methods for authenticating users and for generating user authentication indications is disclosed. In one embodiment, a data processing system for authenticating a user, comprises: a computer processor and a data storage device, the data storage device storing instructions operative by the processor to: receive a user indication identifying a user; receive an authentication indication for the user, the authentication indication comprising a sequence of word-gesture pair indications, each word-gesture pair indication comprising a word indication and a gesture indication; look up a stored authentication indication for the user; compare the received authentication indication with the stored authentication indication; and generate an authentication result indication indicating the result of the comparison.

Abstract: A wireline cable, method, and system for broadband communications and data transfer. The wireline cable comprises insulated conductors, arranged such that circumferentially spaced conductors surround a central conductor. One or more of the conductors is insulated with a magnetic permeable insulation configured to reduce electrical interference with an adjacent conductor.

Abstract: Systems and methods are provided for use in authenticating a user in connection with a network transaction by the user, based on a biometric combination. One exemplary method includes receiving, by a computing device, an authorization request for a network transaction by a user where the authorization request includes biometric data representing at least a first biometric of the user and a second biometric of the user and transmitting the biometric data to a biometric registry, thereby permitting the biometric registry to verify the biometrics data. The method then also includes converting, by the computing device, the biometric data to a personal identification number (PIN) specific to the biometric data when the biometric data is verified and appending, by the computing device, the PIN to the authorization request.

Abstract: According to various embodiments, there is provided a method for transferring credit from a first card belonging to a first user to a second card belonging to a second user, the method comprising: receiving from the first user an offer message indicating an offer including an offered amount, wherein the offer further includes other information, the other information including one or more of cost, time, or other terms and conditions; receiving from the second user a request message indicating a request for a requested amount; determining whether the offer and the request fulfil a pre-determined condition; and if it is determined that the offer and the request fulfil the pre-determined condition, initiating debiting a pre-determined amount from the first card and crediting the pre-determined amount to the second card.

Abstract: A system and method for carrying out a transaction using a plurality of digital wallets, in a manner whereby benefits and/or perks of using each respective digital wallet is optimized in relation to a quantum of the transaction is provided.

Abstract: The present disclosure generally relates to an electronic system and method for processing a merchandise purchase transaction between a merchant and a consumer. The system comprises a server linked to a payment network and configured to receive, from a digital wallet of the consumer, transaction data comprising identification data of the merchant, data on cost of the merchandise, and details of a consumer payment instrument linked to the digital wallet. The server is also configured to determine a purchase credit line availed to the consumer; determine a loan amount from the purchase credit line to offset the merchandise cost; retrieve details of a financial account of the merchant based on the merchant identification data; and transfer the merchandise cost via the payment network to the merchant financial account. The server is then configured to communicate a reservation message to the merchant to reserve the merchandise for the consumer.

Abstract: Disclosed herein are systems and methods for controlling financial account access. In one aspect, a method is provided, including storing a financial account in a database, having details of one or more payment vehicles and a mobile phone number, and associating, in the database, a unique access token with the financial account. A request to access the financial account is then received through a computing system, the request including the access token that is cross-referenced against the database, to identify the financial account associated with the access token, and identifying the mobile phone number from the financial account. A verifier, authorized to access the financial account, is then sent to the mobile phone number. Access is granted to the financial account through the computing system if the verifier is subsequently received through the computing system; access is denied if the verifier is not subsequently received through the computing system.

Abstract: Various methods and systems are provided for regulating traction motor temperature via control of a traction motor blower. In one embodiment, a method comprises adjusting a speed of a traction motor blower based on ambient temperature, traction motor loss, and one or more traction motor temperatures.

Abstract: Various methods and systems are provided for regulating fraction motor temperature via control of a traction motor blower. In one embodiment, a method comprises adjusting a speed of a traction motor blower based on ambient temperature, traction motor loss, and one or more traction motor temperatures.

Abstract: Generally described, the present disclosure relates to communications. More specifically, this disclosure relates to application level admission overload control. In one illustrative embodiment, intelligence can be embedded into a communication system so that it can detect and prevent network attacks without the need of costly network and firewall appliances. The communication system can control the in-flow of network packets to help prevent system overload situations through a packet oriented admission policy, connected oriented admission policy or both. By doing so, it not only makes the communication system more robust, secure and cost effective, but also can prevent service interruptions. This can reduce support calls and prove cost-effective to the customer as well as a solution provider. The communication system can protect network applications from internal network traffic and/or attacks.

Abstract: A fabric formed from cellulosic fibers is printed with a dye gain print paste including an acrylic copolymer and/or a dye resist print paste including an acrylic copolymer. The fabric may then be cut into garment pieces, which are made up into garment modules, and the garment modules are dyed.

Abstract: Standard multipoint junction units (MJUs) are used in parallel-connected MJU sets for a private multipoint data communications network. The MJU sets provide communications between remote terminals and a central site at rates faster than those provided by a stand-alone MJU. On the remote terminal side of the MJU set, data from a remote terminal on two or more adjacent channels are carried on a multichannel transmission line, such as a T1 line, to a transmission line port unit. Adjacent output channels from the port unit are connected to branch ports of each MJU of the MJU set, such that the branch port of each MJU that is associated with that terminal receives one channel. On the central site side of the MJU set, adjacent channels are connected from a transmission line port unit to the master input of each MJU. Connections between the MJU ports and the port units are through a time slot interchange matrix, which ensures that the data is maintained in its proper sequence.