Patents by Inventor Sulabh Monga

Sulabh Monga has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • DETECTING SECURITY BREACHES WITH WATCHDOG TRANSACTION ACCOUNTS
    Publication number: 20230196383
    Abstract: Disclosed are various embodiments for detecting security breaches using watchdog transaction accounts. A security agent can initiate a purchase with a first electronic commerce system and provide a watchdog transaction account as payment for the purchase. The security agent can then store a record of the purchase which includes a merchant identifier for the merchant and the watchdog transaction account. Subsequently, a transaction authorization system can determine that authorization for a transaction with second electronic commerce system failed. If the transaction authorization system determines that the account used in the transaction with the second electronic commerce system, then the transaction authorization system can determine that the first electronic commerce system has suffered a security breach.
    Type: Application
    Filed: February 7, 2023
    Publication date: June 22, 2023
    Inventors: Aman Baweja, Krishnendu Das, Susan K. Gluch, Rajat Jain, Abhishek Jha, Rama Krishna Avinash Varma Kakarlapudi, Sulabh Monga
  • Detecting security breaches with watchdog transaction accounts
    Patent number: 11580561
    Abstract: Disclosed are various embodiments for detecting security breaches using watchdog transaction accounts. A security agent can initiate a purchase with a first electronic commerce system and provide a watchdog transaction account as payment for the purchase. The security agent can then store a record of the purchase which includes a merchant identifier for the merchant and the watchdog transaction account. Subsequently, a transaction authorization system can determine that authorization for a transaction with second electronic commerce system failed. If the transaction authorization system determines that the account used in the transaction with the second electronic commerce system, then the transaction authorization system can determine that the first electronic commerce system has suffered a security breach.
    Type: Grant
    Filed: July 2, 2020
    Date of Patent: February 14, 2023
    Assignee: American Express Travel Related Services Company, INC.
    Inventors: Aman Baweja, Krishnendu Das, Susan K. Gluch, Rajat Jain, Abhishek Jha, Rama Krishna Avinash Varma Kakarlapudi, Sulabh Monga
  • Transaction authorizations using device characteristics
    Patent number: 10721324
    Abstract: A merchant server may integrate device identifying code into a webpage. In response to a device accessing the webpage, the device identifying code may cause the merchant server to obtain characteristics of the device. A device registry may compare the characteristics of the device with known device profiles to determine a risk level of the device. A transaction account issuer may utilize the risk level in performing an authorization evaluation.
    Type: Grant
    Filed: August 31, 2018
    Date of Patent: July 21, 2020
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Andras Ferenczi, Vishnu Garg, Vernon Marshall, Sulabh Monga, Timothy Rollins, Vishnuvajhala Venkata Subrahmanyam
  • TRANSACTION AUTHORIZATIONS USING DEVICE CHARACTERISTICS
    Publication number: 20180375955
    Abstract: A merchant server may integrate device identifying code into a webpage. In response to a device accessing the webpage, the device identifying code may cause the merchant server to obtain characteristics of the device. A device registry may compare the characteristics of the device with known device profiles to determine a risk level of the device. A transaction account issuer may utilize the risk level in performing an authorization evaluation.
    Type: Application
    Filed: August 31, 2018
    Publication date: December 27, 2018
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Andras Ferenczi, Vishnu Garg, Vernon Marshall, Sulabh Monga, Timothy Rollins, Vishnuvajhala Venkata Subrahmanyam
  • Using integrated code to extract device characteristics for online security
    Patent number: 10097663
    Abstract: A merchant server may integrate device identifying code into a webpage. In response to a device accessing the webpage, the device identifying code may cause the merchant server to obtain characteristics of the device. A device registry may compare the characteristics of the device with known device profiles to determine a risk level of the device. A transaction account issuer may utilize the risk level in performing an authorization evaluation.
    Type: Grant
    Filed: May 22, 2017
    Date of Patent: October 9, 2018
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Andras Ferenczi, Vishnu Garg, Vernon Marshall, Sulabh Monga, Timothy Rollins, Vishnuvajhala Venkata Subrahmanyam