Patents by Inventor Sumit Dhama

Sumit Dhama has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • PEER-TO-PEER MONEY TRANSFERS
    Publication number: 20220398592
    Abstract: Systems and methods for peer-to-peer money transfers are disclosed. The system may allow senders to transmit money transfers to receivers. The system may receive a money transfer request from the sender comprising the designated receiver, a money transfer amount, and a sender transaction account. The system may generate a receiver transaction account associated with the designated receiver, wherein the receiver transaction account comprises the money transfer amount. The system may provide the receiver access to the receiver transaction account using different channels, including by providing a digital transaction instrument or a physical transaction instrument.
    Type: Application
    Filed: March 15, 2022
    Publication date: December 15, 2022
    Inventors: Nicole Black, Sumit Dhama, Nishant Mittal, Mohil Soni
  • PEER-TO-PEER MONEY TRANSFERS
    Publication number: 20200013028
    Abstract: Systems and methods for peer-to-peer money transfers are disclosed. The system may allow senders to transmit money transfers to receivers. The system may receive a money transfer request from the sender comprising the designated receiver, a money transfer amount, and a sender transaction account. The system may deduct the money transfer amount from the sender transaction account. The system may generate a receiver transaction account associated with the designated receiver, wherein the receiver transaction account comprises the money transfer amount. The system may provide the receiver access to the receiver transaction account using different channels, including by providing a digital transaction instrument or a physical transaction instrument.
    Type: Application
    Filed: July 9, 2018
    Publication date: January 9, 2020
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Nicole Black, Sumit Dhama, Nishant Mittal, Mohil Soni