Patents by Inventor Sundeep Ruia

Sundeep Ruia has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and system for assessing loss severity for commercial loans
    Patent number: 8065214
    Abstract: A method for predicting expected and unexpected loss outcomes for a portfolio of loans is provided. The loans are issued by a lender to a plurality of borrowers. The method includes recording key account and risk attributes for a historical portfolio of loans, recording actual default and loss information for each borrower included within the historical portfolio of loans, and comparing the key account and risk attributes with the actual default and loss information over a period of time.
    Type: Grant
    Filed: September 6, 2005
    Date of Patent: November 22, 2011
    Assignee: GE Corporate Financial Services, Inc.
    Inventors: Tim Kerry Keyes, Mary Kennedy Cole, Sundeep Ruia
  • Methods and system for assessing loss severity for commercial loans
    Publication number: 20070055595
    Abstract: A method for predicting expected and unexpected loss outcomes for a portfolio of loans is provided. The loans are issued by a lender to a plurality of borrowers. The method includes recording key account and risk attributes for a historical portfolio of loans, recording actual default and loss information for each borrower included within the historical portfolio of loans, and comparing the key account and risk attributes with the actual default and loss information over a period of time.
    Type: Application
    Filed: September 6, 2005
    Publication date: March 8, 2007
    Inventors: Tim Keyes, Mary Cole, Sundeep Ruia