Patents by Inventor Sunil Dewan
Sunil Dewan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11295289Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.Type: GrantFiled: August 6, 2019Date of Patent: April 5, 2022Assignee: FIRST DATA CORPORATIONInventors: Douglas Byerley, John Cawthorne, Sunil Dewan, Daniel Skowronek, Steven E. Arthur, Christopher L. Toomer
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Patent number: 10740768Abstract: Embodiments of the present disclosure provide systems and methods for increasing participation in loyalty programs. In embodiments, the customer opts into a loyalty program. The customer is then provided with information about his or her loyalty participation and also is provided with information about one or more other customer's participation in the loyalty program. In another embodiment, one or more loyalty members can form their own competition or group within the loyalty program. The members can create loyalty sub-program rules for a competition and allow fellow loyalty members to participate in the competition. The customizable loyalty sub-program competitions further enhance member participation.Type: GrantFiled: October 10, 2017Date of Patent: August 11, 2020Assignee: First Data CorporationInventors: Dan Skowronek, Sunil Dewan, Kevin Knowles, Stuart Kiefer
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Publication number: 20200034816Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.Type: ApplicationFiled: August 6, 2019Publication date: January 30, 2020Applicant: First Data CorporationInventors: Douglas Byerley, John Cawthorne, Sunil Dewan, Daniel Skowronek, Steven E. Arthur, Christopher L. Toomer
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Patent number: 10410201Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.Type: GrantFiled: September 5, 2017Date of Patent: September 10, 2019Assignee: FIRST DATA CORPORATIONInventors: Douglas Byerley, John Cawthorne, Sunil Dewan, Daniel Skowronek, Steven E. Arthur, Christopher L. Toomer
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Publication number: 20180137518Abstract: Embodiments of the present disclosure provide systems and methods for increasing participation in loyalty programs. In embodiments, the customer opts into a loyalty program. The customer is then provided with information about his or her loyalty participation and also is provided with information about one or more other customer's participation in the loyalty program. In another embodiment, one or more loyalty members can form their own competition or group within the loyalty program. The members can create loyalty sub-program rules for a competition and allow fellow loyalty members to participate in the competition. The customizable loyalty sub-program competitions further enhance member participation.Type: ApplicationFiled: October 10, 2017Publication date: May 17, 2018Applicant: First Data CorporationInventors: Dan Skowronek, Sunil Dewan, Kevin Knowles, Stuart Kiefer
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Publication number: 20180075432Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.Type: ApplicationFiled: September 5, 2017Publication date: March 15, 2018Applicant: First Data CorporationInventors: Douglas Byerley, John Cawthorne, Sunil Dewan, Daniel Skowronek, Steven E. Arthur, Christopher L. Toomer
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Patent number: 8157178Abstract: A contactless device comprises circuitry storing information, a switch having a first position and a second position, and a fusible link. When the fusible link is intact, wireless reading and writing of the information is enabled regardless of the position of the switch. When the fusible link has been parted, wireless reading of the information is enabled when the switch is in the first position, and wireless reading of the information is disabled when the switch is in the second position. The contactless device may be placed in a non-responsive state, and transformed to a responsive state by parting a second fusible link, or by transmitting an authenticating code to the device. The contactless device may be a card, or some other kind of device.Type: GrantFiled: October 19, 2007Date of Patent: April 17, 2012Assignee: First Data CorporationInventors: Sunil Dewan, Brian Kean
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Patent number: 8107881Abstract: A translator for translating wireless communications. The translator includes a first antenna configured to carry signals between the wireless translator and a contactless payment reader, and a second antenna configured to carry signals between the wireless translator and a Bluetooth-enabled device. Circuitry operably coupled to both antennas establishes wireless communication with the contactless payment reader via the first antenna and receives from the contactless payment reader a signal comprising a request for information. The circuitry establishes wireless communication with the Bluetooth-enabled device via the second antenna, and requests the information from the Bluetooth-enabled device. The circuitry receives the information from the Bluetooth-enabled device, and relays the information to the contactless payment reader.Type: GrantFiled: February 26, 2008Date of Patent: January 31, 2012Assignee: First Data CorporationInventor: Sunil Dewan
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Patent number: 8063781Abstract: Methods and systems are provided for preparing radio-frequency devices for secure distribution. Multiple such radio-frequency devices are received. Each device has an embedded radio-frequency transponder. Each radio-frequency devices is moved sequentially to stations of a preparation device. At a first station, a radio-frequency identification code assigned to the radio-frequency device is encoded to personalize the radio-frequency device with recipient-specific radio-frequency identification data. At a second station, the radio-frequency devices is packaged within a package such that the radio-frequency device within the package is electromagnetically shielded at radio frequencies.Type: GrantFiled: July 6, 2006Date of Patent: November 22, 2011Assignee: First Data CorporationInventor: Sunil Dewan
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Patent number: 7922077Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.Type: GrantFiled: January 12, 2009Date of Patent: April 12, 2011Assignee: First Data CorporationInventors: Wendy Humphrey, Sunil Dewan, Daniel J. Oswald
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Patent number: 7798412Abstract: An apparatus for contactless transactions is disclosed. In one embodiment, a transaction fob assembly includes a standardized fob core and an outer shell adapted to secure the core within the outer shell. Various embodiments provide for the fob core to include circuitry, an antenna, a battery, a switch and a LED.Type: GrantFiled: February 6, 2007Date of Patent: September 21, 2010Assignee: First Data CorporationInventor: Sunil Dewan
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Publication number: 20090240579Abstract: Embodiments of the present disclosure provide systems and methods for increasing participation in loyalty programs. In embodiments, the customer opts into a loyalty program. The customer is then provided with information about his or her loyalty participation and also is provided with information about one or more other customer's participation in the loyalty program. In another embodiment, one or more loyalty members can form their own competition or group within the loyalty program. The members can create loyalty sub-program rules for a competition and allow fellow loyalty members to participate in the competition. The customizable loyalty sub-program competitions further enhance member participation.Type: ApplicationFiled: March 21, 2008Publication date: September 24, 2009Applicant: First Data CorporationInventors: Dan Skowronek, Sunil Dewan, Kevin Knowles, Stuart Kiefer
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Publication number: 20090215394Abstract: A translator for translating wireless communications. The translator includes a first antenna configured to carry signals between the wireless translator and a contactless payment reader, and a second antenna configured to carry signals between the wireless translator and a Bluetooth-enabled device. Circuitry operably coupled to both antennas establishes wireless communication with the contactless payment reader via the first antenna and receives from the contactless payment reader a signal comprising a request for information. The circuitry establishes wireless communication with the Bluetooth-enabled device via the second antenna, and requests the information from the Bluetooth-enabled device. The circuitry receives the information from the Bluetooth-enabled device, and relays the information to the contactless payment reader.Type: ApplicationFiled: February 26, 2008Publication date: August 27, 2009Applicant: First Data CorporationInventor: Sunil Dewan
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Patent number: 7562813Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.Type: GrantFiled: May 10, 2006Date of Patent: July 21, 2009Assignee: First Data CorporationInventors: Wendy Humphrey, Sunil Dewan, Daniel J. Oswald
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Publication number: 20090181644Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.Type: ApplicationFiled: January 12, 2009Publication date: July 16, 2009Applicant: First Data CorporationInventors: Wendy Humphrey, Sunil Dewan, Daniel J. Oswald
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Publication number: 20090101720Abstract: A contactless device comprises circuitry storing information, a switch having a first position and a second position, and a fusible link. When the fusible link is intact, wireless reading and writing of the information is enabled regardless of the position of the switch. When the fusible link has been parted, wireless reading of the information is enabled when the switch is in the first position, and wireless reading of the information is disabled when the switch is in the second position. The contactless device may be placed in a non-responsive state, and transformed to a responsive state by parting a second fusible link, or by transmitting an authenticating code to the device. The contactless device may be a card, or some other kind of device.Type: ApplicationFiled: October 19, 2007Publication date: April 23, 2009Applicant: First Data CorporationInventors: Sunil Dewan, Brian Kean
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Publication number: 20090036103Abstract: Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.Type: ApplicationFiled: July 30, 2007Publication date: February 5, 2009Applicant: First Data CorporationInventors: Douglas Byerley, John Cawthorne, Sunil Dewan, Daniel Skowronek, Steven E. Arthur, Christopher L. Toomer
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Publication number: 20080208688Abstract: Embodiments of the invention provide methods and systems for handling of mobile discount certificates, including integrating databases of consumer information, product information, discount certificate information, and other useful data with the ubiquitous personal communications networks accessible by the modern consumer. According to one embodiment, a method for handling mobile discount certificates can comprise enrolling a plurality of participants in a mobile discount certificate program. For example, the participants can comprise an issuer of the mobile discount certificates and a customer. A program participant profile can be built for each of the participants. One or more mobile discount certificates can be created based on the program participant profiles and can be communicated to the customer.Type: ApplicationFiled: October 25, 2007Publication date: August 28, 2008Applicant: First Data CorporationInventors: Douglas Byerley, Daniel Skowronek, Sunil Dewan
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Publication number: 20070267503Abstract: An apparatus for contactless transactions is disclosed. In one embodiment, a transaction fob assembly includes a standardized fob core and an outer shell adapted to secure the core within the outer shell. Various embodiments provide for the fob core to include circuitry, an antenna, a battery, a switch and a LED.Type: ApplicationFiled: February 6, 2007Publication date: November 22, 2007Applicant: First Data CorporationInventor: Sunil Dewan
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Publication number: 20070262134Abstract: A payment instrument in the form of a cell phone is loaded with account information and activated as a payment instrument by reading account information from a nearby RFID device, and entering a user PIN or password. In one embodiment, the account information is read from an RFID tag provided to the user, and the password is entered on the phone keypad. In a second embodiment, the account information is read from an RFID device at an ATM or kiosk after the user inserts a card into a card reader at the ATM or kiosk and enters the password at the ATM or kiosk keypad.Type: ApplicationFiled: May 10, 2006Publication date: November 15, 2007Applicant: First Data CorporationInventors: Wendy Humphrey, Sunil Dewan, Daniel Oswald